3465 Harris St, Eugene, OR 97405 Property Records

Lane County property record for 3465 Harris St, Eugene, OR 97405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1958
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Nov 2018)
Tax Bill	$4,089 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-03-08-13-05900-000`

Property Details

APN / Parcel Number

Primary APN	`18-03-08-13-05900-000`
Alternative APN	`0647824`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Finished Area
1st Floor Area	1,152 sqft
Attic Area	96 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1982
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	288 sqft
Driveway	Driveway
Driveway Area	260 sqft
Parking Spaces	1 Parking Space
Patio Area	375 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	0647824
Street Address	3465 HARRIS ST
City	EUGENE
State	OR
Zip	97405-4248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	SUBD:MILTON REID ADDITION SEC/TWN/RNG/MER:SEC 08 TWN 18 RNG 03
Legal Range	03W
Legal Township	18S
Legal Section	08
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	MILTON REID ADDITION
Legal Lot Number	5900
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2007
Census Tract	5000

Owner

3465 Harris St is owned and occupied by an individual who bought it in November 2018.

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3465 HARRIS ST, EUGENE, OR 97405-4248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Nov 30, 2018	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Prior Sale	Apr 22, 2015 · Amount on File
Deed Document Number	2018-055368
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3465 HARRIS ST, EUGENE, OR 97405-4248
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039673
Date	Sep 11, 2019
Instrument	2019-039673

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Nov 30, 2018
Property Address	3465 HARRIS ST, EUGENE, OR 97405-4248
Document Number	0000055368
Map Reference	MB18 PG12
Instrument Date	Nov 29, 2018
Instrument	2018-055368
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	CASCADE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3465 HARRIS ST, EUGENE, OR 97405-4248

Mortgage

Document Number	0000055369
Date	Nov 30, 2018
Instrument	2018-055369

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3465 Harris St was $4,089.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,089.00	$209,886	$503,005 Land $149,988 Building $353,017
2023	$3,935.00 (+4.02%)	$197,838 (+3%)	$479,909 (+3.86%) Land $116,410 Building $363,499
2022	$3,783.00	$192,076	$462,060 Land $87,614 Building $374,446

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3465 Harris St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3465 Harris St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Hunter Communications Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Alyrica, DFN.

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