James City County property record for 3465 Frances Berkeley, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,600 sqft · built 1999 |
| Lot Size | 0.513 acres (22,346 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $399,900 (Feb 2019) |
| Tax Bill | $4,155 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-4 03-0-0064 |
| Primary APN | 36-4 03-0-0064 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,600 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 22,346 sqft (0.513 acres) |
| Garage Type | Attached |
| Garage Area | 431 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 480 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5505 |
|---|---|
| Street Address | 3465 FRANCES BERKELEY |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-1334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDEN |
| Legal Description | L-64 PH-1 GREENSPRINGS PLANTATION SINGLE FAMILY |
| Legal Subdivision | GREENSPRINGS PLANTATION |
| Legal Phase | 1 |
| Legal Lot Number | 64 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 80307 |
Source: James City County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3465 FRANCES BERKELEY, WILLIAMSBURG, VA 23188-1334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FCU |
| May 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIGURE LENDING LLC |
| Nov 3, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Feb 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage FINANCIAL RSRCS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2019 · Amount on Record |
| Deed Sale | Feb 19, 2019 · Amount on Record |
| Prior Sale | Nov 3, 2006 · Amount on Record |
| Deed Document Number | 20192345 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 3465 FRANCES BERKELEY, WILLIAMSBURG, VA 23188-1334 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3465 FRANCES BERKELEY, WILLIAMSBURG, VA 23188-1334 |
| Document Number | 0202513231 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 202513231 |
| Name | 1ST ADVANTAGE FCU |
|---|---|
| Type | Credit Union |
| Address | NEWPORT NEWS, VA 23608 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 26, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 3465 FRANCES BERKELEY, WILLIAMSBURG, VA 23188-1334 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202305163 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 202305163 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 3465 FRANCES BERKELEY, WILLIAMSBURG, VA 23188-1334 |
| Document Number | 0000019431 |
| Instrument Date | Nov 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3465 FRANCES BERKELEY WILLIAMSBURG VA 231881334, WILLIAMSBURG, VA 23188-1334 |
| Document Number | 0000019431 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 19431 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 8, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Feb 19, 2019 |
| Property Address | 3465 FRANCES BERKELEY, WILLIAMSBURG, VA 23188-1334 |
| Document Number | 0000002345 |
| Instrument Date | Feb 4, 2019 |
| Instrument | 2345 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2019 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3465 FRANCES BERKELEY WILLIAMSBURG VA 231881334, WILLIAMSBURG, VA 23188-1334 |
| Document Number | 2346 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 2346 |
| Name | FINANCIAL RSRCS FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 2347, |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 2347 |
| Name | FINANCIAL RSRCS FCU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Feb 18, 2039 |
| Rate Type | Fixed Rate |
|---|
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,155.00 (+24.25%) | $500,700 (+15.21%) Land $130,600 Building $370,100 | $500,700 (+15.21%) Land $130,600 Building $370,100 |
| 2023 | $434,600 Land $100,100 Building $334,500 | $434,600 Land $100,100 Building $334,500 | |
| 2019 | $3,344.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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