3465 Emerald Dr NW, Salem, OR 97304 Property Records

Polk County property record for 3465 Emerald Dr NW, Salem, OR 97304

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 6,631 sqft · built 1995
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (Aug 2019)
Tax Bill	$5,469 (2025)
Deeds & Mortgages	May 2024 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07318-00-01101`

Property Details

APN / Parcel Number

Primary APN	`07318-00-01101`
Alternative APN	`521945`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	6,631 sqft Gross Area
1st Floor Area	3,041 sqft
Basement Area	1,020 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft
View / Lot	Good
Garage Area	1,020 sqft
Parking Spaces	20 Parking Spaces
Deck Area	471 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	521945
Street Address	3465 EMERALD DR NW
City	SALEM
State	OR
Zip	97304-1658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	PARTITION PLAT 1994-0045 LOT 1
Legal Range	3W
Legal Township	07S
Legal Section	18
Legal Subdivision	PARTITION PLAT 1994-0045
Legal Block	2
Legal Lot Number	1
Jurisdiction	POLK OR
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2025
Census Tract	5302

Owner

3465 Emerald Dr NW is owned by an individual who bought it in August 2019.

Source: Polk County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3465 EMERALD DR NW, SALEM, OR 97304-1658
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Deed of Trust, Mortgage · Line of Credit MAPS CU
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 9, 2019	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2019 · Amount on File
Deed Sale	Aug 9, 2019 · Amount on File
Prior Sale	Aug 10, 2007 · Amount on File
Deed Document Number	20198536
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	3465 EMERALD DR NW, SALEM, OR 97304-1658
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003357
Date	May 6, 2024
Instrument	2024-003357

Lender

Name	MAPS CU
Type	Credit Union
Address	SALEM, OR 97309

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 5, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	3465 EMERALD DR NW, SALEM, OR 97304-1658
Document Number	0000002510
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3465 EMERALD DR NW SALEM OR 973041658, SALEM, OR 97304-1658

Mortgage

Document Number	0000002510
Date	Feb 10, 2021
Instrument	2510

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 9, 2046

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Aug 9, 2019
Property Address	3465 EMERALD DR NW, SALEM, OR 97304-1658
Document Number	0000008536
Map Reference	MB 1994 PG 0045
Instrument Date	Aug 8, 2019
Instrument	2019-008536
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIDELITY NATL TTL CO OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000008537
Date	Aug 9, 2019
Instrument	2019-008537

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3465 Emerald Dr NW was $5,469, up 3% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Unified School District	Salem-Keizer School District 24J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,880 (+3%) Land $161,550 Building $325,330	$1,160,660 (-0.47%) Land $545,000 Building $615,660
2025	$5,469.00 (+3.03%)	$472,700 (+3%) Land $156,850 Building $315,850	$1,166,090 (+1.92%) Land $550,150 Building $615,940
2024	$5,308.00 (+2.41%)	$458,940 (+3%) Land $152,280 Building $306,660	$1,144,080 (-0.65%) Land $534,400 Building $609,680
2023	$5,183.00 (+3.64%)	$445,580 (+3%) Land $147,850 Building $297,730	$1,151,580 (+8.18%) Land $529,200 Building $622,380
2022	$5,001.00	$432,610 Land $143,540 Building $289,070	$1,064,540 Land $516,200 Building $548,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3465 Emerald Dr NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3465 Emerald Dr NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM PUBLIC WORKS serves 199,820 people · EPA ID OR4100731
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Alyrica, Hunter Communications.

Nearby Properties on Emerald Dr NW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures