3465 E Montecito Ave, Fresno, CA 93702 Property Records

Fresno County property record for 3465 E Montecito Ave, Fresno, CA 93702

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,720 sqft · built 1949
Lot Size	0.14 acres (6,100 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Sep 2018)
Tax Bill	$2,702 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`470-045-11`

Property Details

APN / Parcel Number

Primary APN	`470-045-11`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	6,100 sqft (0.14 acres)
Lot Dimensions	122 ft deep x 50 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	3465 E MONTECITO AVE
City	FRESNO
State	CA
Zip	93702-3342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 34 & 35 BLK 4 FRESNO HOME BLDRS PALM VILLA TR
Legal Subdivision	FRESNO HOME BUILDERS PALM
Legal Block	4
Legal Lot Number	34,35
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1004
Census Tract	400

Owner

Source: Fresno County assessment roll, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3465 E MONTECITO AVE, FRESNO, CA 93702-3342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 31, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 23, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 28, 2018	Grant Deed, Transfer · FHA Mortgage ORION LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Sep 26, 2014 · Amount on Record
Deed Document Number	2018119100
Prior Transfer Date	Jun 29, 2016
Prior Transfer Doc	0000086376
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	3465 E MONTECITO AVE, FRESNO, CA 93702-3342
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3465 E MONTECITO AVE, FRESNO, CA 93702-3342

Mortgage

Document Number	0000084468
Date	Sep 5, 2025
Instrument	2025-0084468

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Aug 1, 2065

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	3465 E MONTECITO AVE, FRESNO, CA 93702-3342
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3465 E MONTECITO AVE, FRESNO, CA 93702-3342

Mortgage

Document Number	0000009025
Date	Jan 31, 2024
Instrument	2024-0009025

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Nov 1, 2048

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	3465 E MONTECITO AVE, FRESNO, CA 93702-3342
Transaction Type	Mortgage
Record Updated	Apr 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3465 E MONTECITO AVE, FRESNO, CA 93702-3342

Mortgage

Document Number	0000025934
Date	Mar 23, 2023
Instrument	2023-0025934

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Nov 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	3465 E MONTECITO AVE, FRESNO, CA 93702-3342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3465 E MONTECITO AVE, FRESNO, CA 93702-3342

Mortgage

Document Number	0000109753
Date	Aug 24, 2020
Instrument	2020-0109753

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Nov 1, 2048

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Sep 28, 2018
Property Address	3465 E MONTECITO AVE, FRESNO, CA 93702-3342
Document Number	0000119100
Instrument Date	Aug 23, 2018
Instrument	119100
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$203.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3465 E MONTECITO AVE FRESNO CA 937023342, FRESNO, CA 93702-3342

Mortgage

Document Number	119101
Date	Sep 28, 2018
Instrument	119101

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Fresno Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$210,492 (+2%) Land $28,443 Building $182,049
2025	$2,702.00 (+5.92%)	$206,366 (+4.04%) Land $27,886 Building $178,480
2023	$2,551.00 (+1.39%)	$198,354 Land $26,804 Building $171,550
2022	$2,516.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Kingsburg Media Foundation Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: California Internet.

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