3465 Co Rd 22, Centre, AL 35960 Property Records

Cherokee County property record for 3465 Co Rd 22, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,743 sqft · built 1950
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Sep 2019)
Tax Bill	$404 (2026)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-04-19-0-000-025.002`

Property Details

APN / Parcel Number

Primary APN	`13-13-04-19-0-000-025.002`
Alternative APNs	`ALT APN:1304190000025002` `208475`

Interior

Stories	1 Story
Building Area	1,743 sqft Living Area
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	50,530 sqft (1.16 acres)
Greenhouse	Greenhouse

Location & Zoning

Account Number	208475
Street Address	3465 COUNTY ROAD 22
City	CENTRE
State	AL
Zip	35960-8341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG @ NW COR NE/4 SE/4;S360;ELY ALG CO RD 22 210;N207;NWLY 270 TO POB
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	5
Census Block	5027
Census Tract	956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3465 COUNTY ROAD 22, CENTRE, AL 35960-8341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on Record
Deed Sale	Sep 4, 2019 · Amount on Record
Deed Document Number	2019208924
Prior Transfer Date	Jun 6, 2013
Prior Transfer Doc	179553
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 4, 2019
Property Address	3465 COUNTY ROAD 22, CENTRE, AL 35960-8341
Document Number	0000208924
Instrument Date	Aug 30, 2019
Instrument	208924
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3364 COUNTY ROAD 22, CENTRE, AL 35960-8330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7021 LIPSCOMB DR, WILMINGTON, NC 28412-3140

Mortgage

Document Number	0000208925
Date	Sep 4, 2019
Instrument	208925

Lender

Name	STEARNS LENDING INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$404.00 (+7.73%)
2025	$375.00 (+8.07%) Homeowner's exemption	$8,220 (+401.22%) Land $760 Building $7,460	$113,500 (+19.1%) Land $8,400 Building $105,100
2024	$347.00 Additional exemption filed	$1,640 (-82.81%) Land $780 Building $860	$95,300 (-) Land $7,700 Building $87,600
2023	$347.00 Homeowner's exemption	$9,540 (+481.71%)	$95,300 (-) Land $7,700 Building $87,600
2022	$347.00 Homeowner's exemption	$1,640 Land $780 Building $860	$95,300 Land $7,700 Building $87,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 80% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 22

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures