Washtenaw County property record for 3465 Charing Cross Rd, Ann Arbor, MI 48108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,928 sqft · built 1972 |
| Lot Size | 0.413 acres (17,990 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Dec 2023) |
| Tax Bill | $8,642 (2025) |
| Deeds & Mortgages | Nov 2023 Construction Loan Dec 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-12-11-100-019 |
| Primary APN | 09-12-11-100-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,928 sqft Living Area |
| Basement Area | 1,388 sqft |
| Unfinished Basement | 1,388 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 17,990 sqft (0.413 acres) |
| Lot Dimensions | 150 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3465 CHARING CROSS RD |
|---|---|
| City | ANN ARBOR |
| State | MI |
| Zip | 48108-1911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | PRT LOT 1 FREEMAN ESTATES BEG SW COR LOT 1 TH N 00 DEG 09 MIN 15 SEC E 150 FT TH NELY ON A CURVE LT 100.20 FT R-256.87 FT TH |
| Legal Range | 6E |
| Legal Township | 3S |
| Legal Section | 11 |
| Legal Subdivision | FREEMAN ESTATES |
| Legal Block | 100 |
| Legal Lot Number | 1,100 |
| Jurisdiction | WASHTENAW MI |
| Township / Civil Division | ANN ARBOR |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 405500 |
3465 Charing Cross Rd is owned and occupied by an individual who acquired it in March 2025.
Source: Washtenaw County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3465 CHARING CROSS RD, ANN ARBOR, MI 48108-1911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2023 | Deed of Trust, Mortgage · Construction Mortgage THE DART BANK |
| Dec 28, 2023 | Warranty Deed, Transfer STATE STREET TITLE, STATE STREET TITLE LLC |
| Aug 22, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Sep 11, 2017 | Warranty Deed, Transfer |
| Mar 7, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2023 · Amount on File |
| Deed Sale | Dec 28, 2023 · Amount on File |
| Prior Sale | Sep 11, 2017 · Amount on File |
| Deed Document Number | 20236708535 |
| Deed Book / Page | 5541 / 578 |
| Last Transfer Date | Mar 3, 2025 |
| Transfer Doc | 0006748012 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Property Address | 3465 CHARING CROSS RD, ANN ARBOR, MI 48108-1911 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 3361 CHARING CROSS RD, ANN ARBOR, MI 48108-1909 |
| Document Number | 0006703729 |
|---|---|
| Date | Nov 2, 2023 |
| Book Page | 5536/850 |
| Instrument | 6703729 |
| Name | THE DART BANK |
|---|---|
| Type | Bank |
| Address | LANSING, MI 48912 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 369 Months |
| Due | Aug 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.24% |
| Type Change Date | Aug 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.24% |
| Max Rate At Change | 12.2% |
| Max Rate | 12.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Recording Date | Dec 28, 2023 |
| Property Address | 3465 CHARING CROSS RD, ANN ARBOR, MI 48108-1911 |
| Document Number | 0006708535 |
| Book / Page | 5541 / 578 |
| Map Reference | LB 10 PG 20 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 6708535 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | STATE STREET TITLE, STATE STREET TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,062.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3465 CHARING CROSS RD, ANN ARBOR, MI 48108-1911 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3361 CHARING CROSS RD # ANN, ANN, ANN ARBOR, MI 48108-1909 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Recording Date | Aug 22, 2019 |
| Property Address | 3465 CHARING CROSS RD, ANN ARBOR, MI 48108-1911 |
| Document Number | 0006483363 |
| Book / Page | 005316 / 000620 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 6483363 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $307.89 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3446 CHARING CROSS RD ANN ARBOR MI 481081912, ANN ARBOR, MI 48108-1912 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Recording Date | Sep 11, 2017 |
| Property Address | 3465 CHARING CROSS RD, ANN ARBOR, MI 48108-1911 |
| Document Number | 0006389966 |
| Book / Page | 005223 / 000285 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 6389966 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $301.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2705 RADCLIFFE AVE ANN ARBOR MI 481046543, ANN ARBOR, MI 48104-6543 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Recording Date | Mar 7, 2017 |
| Property Address | 3465 CHARING CROSS RD, ANN ARBOR, MI 48108-1911 |
| Document Number | 0006361468 |
| Book / Page | 005194 / 000766 |
| Instrument Date | Mar 6, 2017 |
| Instrument | 6361468 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3465 CHARING CROSS RD ANN ARBOR MI 481081911, ANN ARBOR, MI 48108-1911 |
The 2025 property tax bill for 3465 Charing Cross Rd was $8,642.
Source: Washtenaw County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Ann Arbor City |
| County | Washtenaw County |
| Unified School District | Ann Arbor Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $194,200 | $388,400 | |
| 2025 | $8,642.00 | ||
| 2023 | $151,800 | $303,600 | |
| 2022 | $6,110.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3465 Charing Cross Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2010–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3465 Charing Cross Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANN ARBOR serves 123,851 people · EPA ID MI0000220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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