34648 Topsail Way, Lewes, DE 19958 Property Records

Sussex County property record for 34648 Topsail Way, Lewes, DE 19958

Property Summary

Property Type	Exempt (Full or Partial)
Details	2,124 sqft · built 2025
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$649,990 (May 2026)
Tax Bill	$1,276 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`334-18.00-1563.00`

Property Details

APN / Parcel Number

Primary APN	`334-18.00-1563.00`

Interior

Stories	1 Story
Building Area	2,124 sqft Total Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	34648 SCENIC HARBOR WAY
City	LEWES
State	DE
Zip	19958-2793
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	AR-1
Legal Description	SCENIC HARBOR LOT 274
Legal Subdivision	LEWES
Legal Lot Number	274
Jurisdiction	SUSSEX DE
Township / Civil Division	LEWES
Census Block Group	1
Census Block	1008
Census Tract	51015

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34648 SCENIC HARBOR WAY, LEWES, DE 19958-2793
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed, Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
May 29, 2026	Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Deed Document Number	202620027
Deed Book / Page	6513 / 42
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	May 29, 2026
Property Address	34648 SCENIC HARBOR WAY, LEWES, DE 19958-2793
Document Number	0000020027
Book / Page	6513 / 42
Instrument Date	May 12, 2026
Instrument	202620027
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625,959.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000020028,
Date	May 29, 2026
Instrument	202620028

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	May 29, 2026
Property Address	34648 SCENIC HARBOR WAY, LEWES, DE 19958-2793
Document Number	0065130042
Book / Page	6513 / 42
Instrument Date	May 12, 2026
Instrument	202620027
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625,959.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000020028,
Date	May 29, 2026
Instrument	202620028

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Cape Henlopen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,276.00	$3,100 (-) Land $3,000 Building $100	$606,800 (+471.91%) Land $106,100 Building $500,700
2025		$3,100 Land $3,000 Building $100	$106,100 Land $106,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 121 policies
Nearby Flood Policies	121 in force
Nearby Flood Claims	3 (2012–2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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