34648 Mercer, Fraser, MI 48026 Property Records

Macomb County property record for 34648 Mercer, Fraser, MI 48026

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,000 sqft · built 1989
Owner	Individual Name on File
Last Sale	$112,000 (Jul 2023)
Tax Bill	$2,561 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-11-31-231-094`

Property Details

APN / Parcel Number

Primary APN	`03-11-31-231-094`
Alternative APN	`1131231094`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Material	Built-Up Asphalt
Garage Type	Carport
Carport	Carport
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	34648 MERCER
City	FRASER
State	MI
Zip	48026-3581
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RH
Legal Description	HAMILTON WOODS CONDOMINIUM MACOMB COUNTY CONDOMINIUM SUBDIVISION PLAN NO. 209 BLDG. 7 UNIT 94. MASTER DEED L3846. P792 TO P839. CITY OF FRASER
Legal Subdivision	HAMILTON WOODS CONDO
Legal Unit	94
Jurisdiction	MACOMB MI
Township / Civil Division	FRASER
Census Block Group	3
Census Block	3000
Census Tract	254100

Owner

34648 Mercer, a condominium, is owned and occupied by an individual who acquired it in May 2024.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	34648 MERCER, FRASER, MI 48026-3581
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Warranty Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Nov 2, 2018	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Nov 7, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2023 · Amount on File
Deed Sale	Jul 13, 2023 · Amount on File
Prior Sale	Nov 2, 2018 · Amount on File
Deed Document Number	202360078
Deed Book / Page	29208 / 623
Last Transfer Date	May 3, 2024
Transfer Doc	0000042911
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 13, 2023
Property Address	34648 MERCER, FRASER, MI 48026-3581
Document Number	2300060078
Book / Page	29208 / 623
Map Reference	LB 3846 PG 792-839
Instrument Date	Jul 5, 2023
Instrument	202300060078
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34648 MERCER, FRASER, MI 48026-3581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8244 CADILLAC AVE, WARREN, MI 48089-2341

Mortgage

Document Number	2300063366
Date	Jul 25, 2023
Book Page	29224/553
Instrument	202300063366

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 2, 2018
Property Address	34648 MERCER, FRASER, MI 48026-3581
Document Number	0000122165
Book / Page	025664 / 000826
Instrument Date	Oct 31, 2018
Instrument	122165
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$653.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 VREELAND DR ROCHESTER HILLS MI 483091909, ROCHESTER HILLS, MI 48309-1909

Mortgage

Document Number	22166
Date	Nov 2, 2018
Book Page	025664/000828
Instrument	22166

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 7, 2018
Property Address	34648 MERCER, FRASER, MI 48026-3581
Document Number	0000123491
Book / Page	025671 / 000350
Instrument Date	Oct 31, 2018
Instrument	123491
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34648 MERCER FRASER MI 480263581, FRASER, MI 48026-3581

Tax Assessment & Valuation

The 2025 property tax bill for 34648 Mercer was $2,561 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Fraser City
Unified School District	Fraser Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,300 (+5.7%)	$118,600 (+5.7%)
2025	$2,561.00 Homeowner's exemption	$56,100	$112,200
2023		$45,400	$90,800
2022	$1,708.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 34648 Mercer in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 34648 Mercer has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRASER serves 14,297 people · EPA ID MI0002460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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