3464 S River Ter, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3464 S River Ter, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,740 sqft · built 1946
Lot Size	0.194 acres (8,430 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Oct 2003)
Tax Bill	$8,500 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-480-01673700`

Property Details

APN / Parcel Number

Primary APN	`01-480-01673700`
Alternative APNs	`1-480-01673700` `48001673700`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,740 sqft Living Area
Gross Area	1,956 sqft
1st Floor Area	1,192 sqft
Basement Area	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,430 sqft (0.194 acres)
View / Lot	Waterfront
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	578 sqft
Porch	Enclosed Porch
Porch Area	316 sqft
Deck Area	216 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	48001673700
Street Address	3464 S RIVER TER
City	EDGEWATER
State	MD
Zip	21037-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 18 BK A LOCH HAVEN BEACH
Legal Subdivision	LOCH HAVEN BEACH
Legal Block	A
Legal Lot Number	18
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1004
Census Tract	701202

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3464 S RIVER TER, EDGEWATER, MD 21037-3235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2003 · Amount on Record
Deed Sale	Oct 14, 2003 · Amount on Record
Deed Document Number	200315021
Deed Book / Page	13915 / 101
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3464 S RIVER TER, EDGEWATER, MD 21037-3235
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	COVENANT T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0344700426
Date	Apr 22, 2020
Book Page	34470/426

Lender

Name	EAGLE BANK
Type	Bank
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3464 S RIVER TER, EDGEWATER, MD 21037-3235
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	COVENANT TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0361710148
Date	Feb 19, 2021
Book Page	36171/148

Lender

Name	EAGLE BANK
Type	Bank
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2031

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$751,600 (+4.12%) Land $511,500 Building $240,100	$751,600 (-) Land $511,500 Building $240,100
2025	$8,500.00 (+3.84%)	$721,867 (+8.98%)	$751,600 (+13.47%) Land $511,500 Building $240,100
2024	$8,186.00 (+13.18%)
2023	$7,233.00	$662,400 Land $512,000 Building $150,400	$662,400 Land $512,000 Building $150,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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