3463 Valle Verde Dr, Napa, CA 94558 Property Records

Napa County property record for 3463 Valle Verde Dr, Napa, CA 94558

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,081 sqft · built 1972
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$392,000 (Sep 2020)
Tax Bill	$5,490 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-341-006-000`

Property Details

APN / Parcel Number

Primary APN	`038-341-006-000`
Alternative APNs	`038-341-006` `03834106`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,081 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Mediterranean
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	871 sqft (0.02 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	038-341-006
Street Address	3463 VALLE VERDE DR
City	NAPA
State	CA
Zip	94558-2414
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM
Legal Description	LOT 14 SHELTER CREEK SUB UNIT NO 1 9R/M91,2 CC&R=847/889,1648/815,1702/084,851/260,1991/31064
Legal Subdivision	SHELTER CREEK #1
Legal Lot Number	14
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	3
Census Block	3004
Census Tract	200602

Owner

3463 Valle Verde Dr, a condominium, is owned and occupied by an individual who bought it in September 2020.

Source: Napa County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3463 VALLE VERDE DR, NAPA, CA 94558-2414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Grant Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Aug 15, 2018	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Prior Sale	Aug 15, 2018 · Amount on File
Deed Document Number	202024644
Prior Transfer Date	Mar 6, 2014
Prior Transfer Doc	0000004542
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Sep 25, 2020
Property Address	3463 VALLE VERDE DR, NAPA, CA 94558-2414
Document Number	0000024644
Map Reference	MB 9 PG 91&92
Instrument Date	Sep 23, 2020
Instrument	2020-0024644
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3463 VALLE VERDE DR, NAPA, CA 94558-2414

Mortgage

Document Number	0000024645
Date	Sep 25, 2020
Instrument	2020-0024645

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Aug 15, 2018
Property Address	3463 VALLE VERDE DR, NAPA, CA 94558-2414
Document Number	0000015991
Map Reference	MB9 PG91&92
Instrument Date	Aug 13, 2018
Instrument	2018-0015991
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3463 VALLE VERDE DR, NAPA, CA 94558-2414

Mortgage

Document Number	0000015992
Date	Aug 15, 2018
Instrument	2018-0015992

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Min Rate At Change	4.32%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	11.3%

Tax Assessment & Valuation

The 2026 property tax bill for 3463 Valle Verde Dr was $5,490 with a homeowner's exemption, up 2.2% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,490.00 (+2.2%) Homeowner's exemption	$432,795 (+2%) Land $173,338 Building $259,457	$432,795 Land $173,338 Building $259,457
2025	$5,372.00 Homeowner's exemption	$424,310 Land $169,940 Building $254,370
2023	$5,163.00 (+0.88%) Homeowner's exemption	$407,836 Land $163,342 Building $244,494
2022	$5,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3463 Valle Verde Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3463 Valle Verde Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Valley Internet.

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