3463 Sparco Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 3463 Sparco Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,586 sqft · built 2021
Lot Size	0.536 acres (23,360 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Mar 2024)
Tax Bill	$2,750 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-015-9024-8`

Property Details

APN / Parcel Number

Primary APN	`C56-001-015-9024-8`
Alternative APN	`24-4N-23-1010-000F-0140`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,586 sqft Heated Area
Gross Area	3,223 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	23,360 sqft (0.536 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3463 SPARCO DR
City	CRESTVIEW
State	FL
Zip	32539-5435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHTIN ESTATES LOT 14 BLK F
Legal Range	23
Legal Township	04N
Legal Section	24
Legal Subdivision	ESTATES
Legal Block	F
Legal Lot Number	14
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1025
Census Tract	20305

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3463 SPARCO DR, CRESTVIEW, FL 32539-5435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 13, 2024	Warranty Deed, Transfer · VA Mortgage AMERANT MORTGAGE LLC
Mar 1, 2021	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 19, 2020	Warranty Deed, Transfer DHI TITLE/FL INC
May 15, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2024 · Amount on Record
Deed Sale	Mar 13, 2024 · Amount on Record
Prior Sale	Mar 1, 2021 · Amount on Record
Deed Document Number	3676154
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3463 SPARCO DR, CRESTVIEW, FL 32539-5435
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3463 SPARCO DR, CRESTVIEW, FL 32539-5435

Mortgage

Document Number	0003785516
Date	Nov 21, 2025
Instrument	3785516

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 13, 2024
Property Address	3463 SPARCO DR, CRESTVIEW, FL 32539-5435
Document Number	0003676154
Map Reference	MB 24 PG 64-66
Instrument Date	Mar 8, 2024
Instrument	3676154
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1584 COUNTY ROAD 515, MYRTLE, MS 38650-9568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3463 SPARCO DR, CRESTVIEW, FL 32539-5435

Mortgage

Document Number	0003676155
Date	Mar 13, 2024
Instrument	3676155

Lender

Name	AMERANT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 1, 2021
Property Address	3463 SPARCO DR, CRESTVIEW, FL 32539-5435
Document Number	0035284108
Book / Page	3528 / 4108
Map Reference	MB 24 PG 64-66
Instrument Date	Feb 25, 2021
Instrument	3433824
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 24, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,994.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3463 SPARCO DR, CRESTVIEW, FL 32539-5435

Mortgage

Document Number	0035284109
Date	Mar 1, 2021
Instrument	3528/4109

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 19, 2020
Property Address	3463 SPARCO DR, CRESTVIEW, FL 32539-5435
Document Number	0034694751
Book / Page	003469 / 004751
Instrument Date	Jun 18, 2020
Instrument	3366878
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$10,906.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25366 PROFIT DR DAPHNE AL 365265126, DAPHNE, AL 36526-5126

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 15, 2020
Property Address	3463 SPARCO DR, CRESTVIEW, FL 32539-5435
Document Number	0034621860
Book / Page	003462 / 001860
Instrument Date	May 13, 2020
Instrument	3358478
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	750 INDUSTRIAL DR CRESTVIEW FL 325392207, CRESTVIEW, FL 32539-2207

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,750.00 (-6.84%) Homeowner's exemption	$312,202 (+5.7%) Land $39,617 Building $272,585	$312,202 (+5.7%) Land $39,617 Building $272,585
2023	$2,952.00 (+5.39%)	$295,370 (+6.64%) Land $33,659 Building $261,711	$295,370 (+6.64%) Land $33,659 Building $261,711
2022	$2,801.00	$276,981 Land $31,457 Building $245,524	$276,981 Land $31,457 Building $245,524

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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