3463 Dark Ridge Rd, Sylva, NC 28779 Property Records

Jackson County property record for 3463 Dark Ridge Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$104,000 (Dec 2019)
Tax Bill	$656 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2019 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`7683-15-1574`

Property Details

APN / Parcel Number

Primary APN	`7683-15-1574`
Alternative APN	`158017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	884 sqft Heated Area
1st Floor Area	884 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	3463 DARK RIDGE RD
City	SYLVA
State	NC
Zip	28779-1170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DARK RIDGE
Legal Subdivision	SURVEY OF MOORES LAND SURVEYING
Jurisdiction	JACKSON NC
Township / Civil Division	SCOTT CREEK
Census Block Group	1
Census Block	1016
Census Tract	950200

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3463 DARK RIDGE RD, SYLVA, NC 28779-1170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 31, 2019	Warranty Deed, Transfer · Stand-Alone Refinance UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2019 · Amount on Record
Deed Sale	Dec 31, 2019 · Amount on Record
Prior Sale	Apr 30, 2010 · Amount on Record
Deed Book / Page	2257 / 1663
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	3463 DARK RIDGE RD, SYLVA, NC 28779-1170
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023441220
Date	Oct 14, 2022
Book Page	2344/1220

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 31, 2019
Property Address	3463 DARK RIDGE RD, SYLVA, NC 28779-1170
Document Number	0022571663
Book / Page	2257 / 1663
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 NATURES TRL, CANTON, NC 28716-6671

Mortgage

Document Number	0022571666
Date	Dec 31, 2019
Book Page	2257/1666

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$172,835 (+47.34%) Land $35,910 Building $136,925
2025	$656.00 (+47.42%)
2023	$445.00	$117,300 Land $32,420 Building $84,880

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile.

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