34620 Valley Hill Ln, Eustis, FL 32736 Property Records

Lake County property record for 34620 Valley Hill Ln, Eustis, FL 32736

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 1993
Lot Size	4.28 acres (186,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Apr 2015)
Tax Bill	$760 (2024)
Deeds & Mortgages	Feb 2022 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-19-27-0500-000-00400`

Property Details

APN / Parcel Number

Primary APN	`02-19-27-0500-000-00400`
Alternative APNs	`271902050000000400` `3461461`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	2,104 sqft
1st Floor Area	1,528 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2023
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	186,742 sqft (4.28 acres)
Lot Dimensions	622 ft deep x 300 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3461461
Street Address	34620 VALLEY HILL LN
City	EUSTIS
State	FL
Zip	32736-8491
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	VALLEY HILL FARMS SUB LOT 4 PB 27 PGS 77-78 ORB 4611 PG 1408
Legal Range	27E
Legal Township	19S
Legal Section	2
Legal Subdivision	VALLEY HILL FARMS SUB
Legal Tract	0500
Legal Block	1
Legal Lot Number	4
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1024
Census Tract	30108

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34620 VALLEY HILL LN, EUSTIS, FL 32736-8491
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU
Oct 2, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2015 · Amount on Record
Deed Sale	Apr 14, 2015 · Amount on Record
Prior Sale	Jul 9, 1993 · Amount on Record
Deed Document Number	201539468
Deed Book / Page	4611 / 1408
Prior Transfer Date	Jun 15, 2006
Prior Transfer Doc	0031971580
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	34620 VALLEY HILL LN, EUSTIS, FL 32736-8491
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34620 VALLEY HILL LN, EUSTIS, FL 32736-8491

Mortgage

Document Number	0058940930
Date	Feb 10, 2022
Book Page	5894/930
Instrument	2022019323

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 8, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	34620 VALLEY HILL LN, EUSTIS, FL 32736-8491
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055550552
Date	Oct 2, 2020
Book Page	5555/552
Instrument	2020109974

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,170 (+2.9%)	$318,015 (-) Land $128,400 Building $189,615
2025		$233,410 (+5.98%) Land $128,400 Building $105,010	$318,015 (+1.78%) Land $128,400 Building $189,615
2024	$760.00 (+33.33%)
2023	$570.00 (+41.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$220,240 (+3%)	$312,448 (-) Land $128,400 Building $184,048
2022	$403.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$213,830	$312,448 Land $128,400 Building $184,048

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Spectrum, Verizon.

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