Monroe County property record for 3462 Trout Camp Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,307 sqft · built 1966 |
| Lot Size | 7.51 acres (327,136 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $7,235 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-28-400-002-000 |
| Primary APN | 07-28-400-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,307 sqft Living Area |
| 1st Floor Area | 2,307 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 327,136 sqft (7.51 acres) |
| Garage Area | 572 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 4,745 sqft |
| Porch | Slab |
| Porch Area | 145 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3462 TROUT CAMP RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | TAX LOT 5C & 15 PART NW/4 SE/4 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Lot Number | 5C,15 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 22 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 600402 |
3462 Trout Camp Rd is owner-occupied and held in a trust.
Source: Monroe County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3462 TROUT CAMP RD, WATERLOO, IL 62298-4910 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 3462 TROUT CAMP RD, WATERLOO, IL 62298-4910 |
| Document Number | 0000405251 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3462 TROUT CAMP RD WATERLOO IL 622984910, WATERLOO, IL 62298-4910 |
| Document Number | 0000405251 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 405251 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 16, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
The 2025 property tax bill for 3462 Trout Camp Rd was $7,235, up 2% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,235.00 (+2.03%) Homeowner's exemption | $126,070 Land $21,050 Building $105,020 | $378,210 (-1.75%) Land $63,150 Building $315,060 |
| 2024 | $7,091.00 | $384,951 Land $65,769 Building $319,182 | |
| 2022 | $5,594.00 Additional exemption filed | $95,352 Land $20,452 Building $74,900 | $286,056 Land $61,356 Building $224,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3462 Trout Camp Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3462 Trout Camp Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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