Frederick County property record for 3462 Sunset Ridge Dr, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,570 sqft · built 2022 |
| Lot Size | 0.041 acres (1,782 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $614,500 (Apr 2026) |
| Tax Bill | $7,312 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-601570 |
| Primary APN | 07-601570 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,570 sqft Living Area |
| Gross Area | 3,010 sqft |
| 1st Floor Area | 948 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,782 sqft (0.041 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 601570 |
|---|---|
| Street Address | 3462 SUNSET RIDGE DR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-1711 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 22770 1,782 SQ FT URBANA TOWN CENTER |
| Legal Subdivision | URBANA TOWN CENTER |
| Legal Lot Number | 22770 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 752206 |
Source: Frederick County records · APN 07-601570
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3462 SUNSET RIDGE DR, FREDERICK, MD 21704-1711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed, Transfer · Conventional Mortgage LEGACYHOUSE TITLE |
| Apr 29, 2026 | Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC |
| Mar 08, 2022 | Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC |
| Oct 28, 2021 | Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on Record |
| Deed Sale | Apr 29, 2026 · Amount on Record |
| Prior Sale | Mar 08, 2022 · Amount on Record |
| Deed Book / Page | 17837 / 391 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 29, 2026 |
| Property Address | 3462 SUNSET RIDGE DR, FREDERICK, MD 21704-1711 |
| Document Number | 1783000391 |
| Book / Page | 17837 / 391 |
| Instrument Date | Apr 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2026 |
| Title Company | LEGACYHOUSE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620,645.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3462 SUNSET RIDGE DR, FREDERICK, MD 21704-1711 |
| Investor | Possibly a Property Investor |
| Document Number | 1783000397, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 17837/397 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 29, 2026 |
| Property Address | 3462 SUNSET RIDGE DR, FREDERICK, MD 21704-1711 |
| Document Number | 0178370391 |
| Book / Page | 17837 / 391 |
| Instrument Date | Apr 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | LEGACYHOUSE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620,645.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3462 SUNSET RIDGE DR, FREDERICK, MD 21704-1711 |
| Investor | Possibly a Property Investor |
| Document Number | 1783000397, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 17837/397 |
| Name | ORIGINPOINT LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 08, 2022 |
| Property Address | 3462 SUNSET RIDGE DR, FREDERICK, MD 21704-1711 |
| Document Number | 0157750054 |
| Book / Page | 15775 / 54 |
| Map Reference | MB 104 PL 168 |
| Instrument Date | Mar 07, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,339.98 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3462 SUNSET RIDGE DR, FREDERICK, MD 21704-1711 |
| Document Number | 0001577560 |
|---|---|
| Date | Mar 08, 2022 |
| Instrument | 15775/60 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 28, 2021 |
| Property Address | 3462 SUNSET RIDGE DR, FREDERICK, MD 21704-1711 |
| Document Number | 0154440170 |
| Book / Page | 15444 / 170 |
| Map Reference | MB 104 PL 168 |
| Instrument Date | Oct 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,045.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4700 CORRIDOR PL STE 100, 100, BELTSVILLE, MD 20705-1116 |
| Investor | Possibly a Property Investor |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,312.00 (+8.96%) | $487,667 (+14.69%) | $571,800 (+28.32%) Land $150,000 Building $421,800 |
| 2024 | $6,711.00 (+6.74%) | ||
| 2023 | $6,287.00 | $425,200 | $445,600 Land $140,000 Building $305,600 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 309 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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