Hamilton County property record for 3462 Harborway Dr, Cincinnati, OH 45241
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1984 |
| Lot Size | 0.405 acres (17,685 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,531 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 608-0008-0579-00 |
| Primary APN | 608-0008-0579-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Basement Area | 1,624 sqft |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 17,685 sqft (0.405 acres) |
| Lot Dimensions | 258 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3462 HARBORWAY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45241-2730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBORWAY LN 80 X 258.16 IRR LOT 40 SURFWOOD SUB |
| Legal Subdivision | SURFWOOD SUB |
| Legal Lot Number | 40 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SHARONVILLE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 23002 |
3462 Harborway Dr is owned and occupied by two individuals who acquired it in March 1984.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3462 HARBORWAY DR, CINCINNATI, OH 45241-2730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 1984 |
| Deed Sale | Mar 1, 1984 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3462 HARBORWAY DR, CINCINNATI, OH 45241-2730 |
| Document Number | 0000043547 |
| Book / Page | 013418 / 001131 |
| Instrument Date | May 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2017 |
| Title Company | RELIABLE LAND TITLE AGENCY LLC, RELIABLE LAND TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3462 HARBORWAY DR CINCINNATI OH 452412730, CINCINNATI, OH 45241-2730 |
| Document Number | 0000043547 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 013418/001131 |
| Instrument | 43547 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 15, 2032 |
The 2025 property tax bill for 3462 Harborway Dr was $4,531, up 17.2% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Sharonville City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,531.00 (+17.17%) | $95,277 (-) Land $14,896 Building $80,381 | |
| 2024 | $3,867.00 (-0.1%) | $95,277 (-) Land $14,896 Building $80,381 | |
| 2023 | $3,871.00 (+22.46%) | $95,277 (+52.45%) Land $14,896 Building $80,381 | $272,220 Land $42,560 Building $229,660 |
| 2022 | $3,161.00 Homeowner's exemption | $62,497 Land $12,261 Building $50,236 | |
| 2020 | $178,560 Land $35,030 Building $143,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3462 Harborway Dr in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 21 (1979–2020) |
| Claims Outside the SFHA | 8 of 21 |
| Most Recent Claim | May 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3462 Harborway Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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