3462 Denton Ferry Rd, Cotter, AR 72626 Property Records

Baxter County property record for 3462 Denton Ferry Rd, Cotter, AR 72626

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,843 sqft
Lot Size	2.54 acres (110,642 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jan 2020)
Tax Bill	$2,238 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`001-09956-001`

Property Details

APN / Parcel Number

Primary APN	`001-09956-001`
Alternative APN	`13791`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,843 sqft Living Area
1st Floor Area	2,843 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	110,642 sqft (2.54 acres)
Garage Type	Mixed
Garage Area	3,336 sqft
Driveway	Concrete Driveway
Driveway Area	3,520 sqft
Porch	Slab
Porch Area	600 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3462 DENTON FERRY RD
City	COTTER
State	AR
Zip	72626-9206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF THE SW1/4 OF SECTION 13, TOWNSHIP 19 NORTH, RANGE 15 WEST, LEFT BANK OF WHITE RIVER, BAXTER COUNTY, ARKANSAS, MORE SPECIFICALLY DESCRIBED AS FOLLOWS: BEGINNING AT THE SW CORNER OF LOT 4 OF THE VALLEY, A SUBDIVISION, AS SHOWN BY THE CORRECTION
Legal Range	15
Legal Township	19
Legal Section	13
Legal Lot Number	4,5
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	1
Census Block	1076
Census Tract	950900

Owner

Source: Baxter County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3462 DENTON FERRY RD, COTTER, AR 72626-9206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2020 · Amount on Record
Deed Sale	Jan 24, 2020 · Amount on Record
Prior Sale	Jan 5, 2015
Deed Document Number	2020729
Prior Transfer Date	Jun 22, 2015
Prior Transfer Doc	L201505516
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Jan 24, 2020
Property Address	3462 DENTON FERRY RD, COTTER, AR 72626-9206
Document Number	L202000729
Instrument Date	Jan 24, 2020
Instrument	L202000729
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	ALLEY ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3462 DENTON FERRY RD, 3462, COTTER, AR 72626-9206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 COUNTY ROAD 340, JONESBORO, AR 72401-0461

Mortgage

Document Number	L202000730
Date	Jan 24, 2020
Instrument	L202000730

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.12%
Index	1-Year CMT
Margin	3
Max Rate	8.12%

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,238.00 (+0.81%) Homeowner's exemption	$78,800 (-) Land $3,560 Building $75,240
2024	$2,220.00 (+1.98%)
2023	$2,177.00 Homeowner's exemption	$78,800 Land $3,560 Building $75,240	$394,000 Land $17,800 Building $376,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 78% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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