Merced County property record for 3461 Vernal Ave, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,175 sqft · built 1977 |
| Lot Size | 0.138 acres (6,006 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,000 (Aug 2024) |
| Tax Bill | $2,475 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-371-003-000 |
| Primary APN | 006-371-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,175 sqft Living Area |
| Gross Area | 1,612 sqft |
| 1st Floor Area | 1,175 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 6,006 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 25 sqft |
| Patio Area | 155 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 006-371-003 |
|---|---|
| Street Address | 3461 VERNAL AVE |
| City | MERCED |
| State | CA |
| Zip | 95340-0637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R16 |
| Legal Description | W PK VIL #6 LOT 151 |
| Legal Subdivision | WAINWRIGHTS PARK VILLAGE 06 |
| Legal Lot Number | 151 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 1101 |
3461 Vernal Ave is owned and occupied by an individual who bought it in August 2024.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3461 VERNAL AVE, MERCED, CA 95340-0637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2024 · Amount on File |
| Deed Sale | Aug 14, 2024 · Amount on File |
| Prior Sale | Apr 20, 2012 · Amount on File |
| Deed Document Number | 202419014 |
| Prior Transfer Date | Jul 18, 2024 |
| Prior Transfer Doc | 0000019014 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 8, 2026 |
| Property Address | 3461 VERNAL AVE, MERCED, CA 95340-0637 |
| Document Number | 0000015182 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202615182 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 3461 VERNAL AVE, MERCED, CA 95340-0637 |
| Document Number | 0000015182, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 202615182 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 3461 Vernal Ave was $2,475.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $226,625 (+2%) Land $68,245 Building $158,380 | |
| 2025 | $2,475.00 | $222,182 Land $66,907 Building $155,275 |
| 2023 | $1,350.00 (+1.43%) | $124,341 Land $13,275 Building $111,066 |
| 2022 | $1,331.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3461 Vernal Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3461 Vernal Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: GeoLinks.
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