York County property record for 3461 Harmony Rd, Catawba, SC 29704
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,070 sqft · built 2017 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $534,011 (Oct 2020) |
| Tax Bill | $2,482 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 686-00-00-145 |
| Primary APN | 686-00-00-145 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,070 sqft Living Area |
| 1st Floor Area | 2,076 sqft |
| 2nd Floor Area | 994 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 304,920 sqft (7 acres) |
| Porch | Porch |
| Porch Area | 176 sqft |
| Street Address | 3461 HARMONY RD |
|---|---|
| City | CATAWBA |
| State | SC |
| Zip | 29704-9477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUD-I |
| Legal Description | OFF HARMONY RD TR# 2 (7AC) |
| Legal Tract | 2 |
| Jurisdiction | YORK SC |
| Township / Civil Division | ROCK HILL |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 61203 |
3461 Harmony Rd is owned and occupied by an individual who bought it in October 2020.
Source: York County records, as of November 14, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3461 HARMONY RD, CATAWBA, SC 29704-9477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOUNDERS FCU |
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU |
| Jul 31, 2019 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 20, 2020 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2020 · Amount on File |
| Deed Sale | Oct 20, 2020 · Amount on File |
| Prior Sale | Oct 5, 2015 · Amount on File |
| Deed Document Number | 0018674195 |
| Deed Book / Page | 18674 / 195 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 3461 HARMONY RD, CATAWBA, SC 29704-9477 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2069900040 |
|---|---|
| Date | Apr 11, 2023 |
| Book Page | 20699/40 |
| Instrument | 2023010277 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 5, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 3461 HARMONY RD, CATAWBA, SC 29704-9477 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 1985600252 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 19856/252 |
| Instrument | 2021072221 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jan 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.5% |
| Index | 1-Year CMT |
| Margin | 1 |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 3461 HARMONY RD, CATAWBA, SC 29704-9477 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1768800412 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 17688/412 |
| Instrument | 2019031645 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Oct 20, 2020 |
| Property Address | 3461 HARMONY RD, CATAWBA, SC 29704-9477 |
| Document Number | 1867400195 |
| Book / Page | 18674 / 195 |
| Map Reference | MB C-361 PG 6 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 2020049750 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,977.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3461 HARMONY RD, CATAWBA, SC 29704-9477 |
| Document Number | 2020049751 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 2020049751 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 3461 Harmony Rd was $2,482.
Source: York County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,482.00 | $18,155 Land $1,219 Building $16,936 | $582,760 Land $159,360 Building $423,400 |
| 2023 | $2,472.00 | $17,144 Land $659 Building $16,485 | $513,571 Land $101,450 Building $412,121 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3461 Harmony Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3461 Harmony Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber · Cable in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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