3461 E Steger Rd, Crete, IL 60417 Property Records

Will County property record for 3461 E Steger Rd, Crete, IL 60417

Property Summary

Property Type	Single Family Home
Details	2,779 sqft · built 2006
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$229,900 (Mar 2016)
Tax Bill	$12,829 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-16-05-100-005`

Property Details

APN / Parcel Number

Primary APN	`23-16-05-100-005`

Interior

Stories	1 Story
Building Area	2,779 sqft Living Area
Basement Area	2,779 sqft
Unfinished Basement	2,779 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	735 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3461 E STEGER RD
City	CRETE
State	IL
Zip	60417-1785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PRT OF THE N1/2 OF FRACT'L SEC. 5, T34N-R15E, DAF: COMM AT THE NE COR OF SD SEC; THC N 90 DEG 00'00 W ALG THE N LN OF
Legal Range	15E
Legal Township	34N
Legal Section	05
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	1
Census Block	1000
Census Tract	883806

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3461 E STEGER RD, CRETE, IL 60417-1785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
May 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2016 · Amount on Record
Deed Sale	Mar 23, 2016 · Amount on Record
Prior Sale	May 31, 1996
Deed Document Number	201621013
Prior Transfer Date	Mar 10, 2016
Prior Transfer Doc	0000021013
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3461 E STEGER RD, CRETE, IL 60417-1785
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000065560
Date	Nov 21, 2025
Instrument	R2025065560

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

Interest

Rate	9.62%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3461 E STEGER RD, CRETE, IL 60417-1785
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038476
Date	May 16, 2022
Instrument	R2022038476

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate	4.87%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3461 E STEGER RD, CRETE, IL 60417-1785
Document Number	0000073535
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3461 E STEGER RD CRETE IL 604171785, CRETE, IL 60417-1785

Mortgage

Document Number	0000073535
Date	Oct 18, 2019
Instrument	73535

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Crete Township
Unified School District	Crete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,829.00 (+8.97%)	$153,423 (+5.5%) Land $22,583 Building $130,840	$460,269 (+5.5%) Land $67,749 Building $392,520
2024		$145,425 (+26.01%) Land $21,406 Building $124,019	$436,275 (+26.01%) Land $64,218 Building $372,057
2022	$11,773.00 Homeowner's exemption	$115,406 Land $16,987 Building $98,419	$346,218 Land $50,961 Building $295,257

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2024–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 99% of Illinois
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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