3461 Alpine Rd, Troy, MI 48084 Property Records

Oakland County property record for 3461 Alpine Rd, Troy, MI 48084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,634 sqft · built 1948
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,320,000 (Jul 2021)
Tax Bill	$20,816 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-20-401-004`

Property Details

APN / Parcel Number

Primary APN	`88-20-20-401-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,634 sqft Living Area
1st Floor Area	1,634 sqft
Basement Area	1,634 sqft
Unfinished Basement	1,634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Block
Construction Type	Concrete Block
Roof Type	Gable
Lot Area	36,155 sqft (0.83 acres)
Lot Dimensions	300 ft deep x 120 ft wide
Garage Area	764 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3461 ALPINE RD
City	TROY
State	MI
Zip	48084-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 20 MUER'S GARDEN FARMS N 120 FT OF S 240 FT LOT 19
Legal Range	11E
Legal Township	2N
Legal Section	20
Legal Subdivision	MUERS GARDEN FARMS
Legal Lot Number	19
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1002
Census Tract	196800

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3461 ALPINE RD, TROY, MI 48084-1527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Jul 12, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 8, 2021	Intrafamily Transfer, Transfer
Feb 24, 2020	Deed of Trust, Mortgage · Construction Mortgage INDEPENDENT BANK
May 2, 2019	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Deed Document Number	2021173207
Deed Book / Page	56533 / 446
Prior Transfer Date	Jul 6, 2021
Prior Transfer Doc	0000170838
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3461 ALPINE RD, TROY, MI 48084-1527
Transaction Type	Mortgage
Record Updated	May 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3461 ALPINE RD, TROY, MI 48084-1527

Mortgage

Document Number	0000046291
Date	Apr 26, 2024
Book Page	59315/221
Instrument	46291

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 12, 2021
Property Address	3461 ALPINE RD, TROY, MI 48084-1527
Document Number	0000173207
Book / Page	56533 / 446
Map Reference	LB 15 PG 45
Instrument Date	Jul 6, 2021
Instrument	173207
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,352.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1612 MUER DR, TROY, MI 48084-1559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3461 ALPINE RD, TROY, MI 48084-1527

Mortgage

Document Number	0056519199
Date	Jul 12, 2021
Instrument	56519/199

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jul 8, 2021
Property Address	3461 ALPINE RD, TROY, MI 48084-1527
Document Number	0000170838
Book / Page	56519 / 197
Map Reference	LB 15 PG 45
Instrument Date	Jul 6, 2021
Instrument	170838
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1612 MUER DR, TROY, MI 48084-1559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 STEPHENSON HWY STE 440, 440, TROY, MI 48083-1109

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3461 ALPINE RD, TROY, MI 48084-1527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037854
Date	Feb 24, 2020
Book Page	53866/201
Instrument	37854

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 2, 2019
Property Address	3461 ALPINE RD, TROY, MI 48084-1527
Document Number	0000067915
Book / Page	052787 / 000235
Instrument Date	Apr 24, 2019
Instrument	67915
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 STEPHENSON HWY #440 TROY MI 480831109, 440, TROY, MI 48083-1109

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,816.00 (-1.5%)
2023			$1,218,540
2022	$21,134.00	$609,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Aug 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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