Oakland County property record for 3460 Sutton Ln, Commerce Township, MI 48390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,732 sqft · built 1997 |
| Lot Size | 0.667 acres (29,055 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Nov 2012) |
| Tax Bill | $5,376 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-15-402-006 |
| Primary APN | E-17-15-402-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,732 sqft Living Area |
| 1st Floor Area | 2,767 sqft |
| Basement Area | 2,732 sqft |
| Unfinished Basement | 2,732 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 29,055 sqft (0.667 acres) |
| Lot Dimensions | 107 ft deep x 149 ft wide |
| Terrain | High |
| View / Lot | Waterfront |
| Garage Area | 847 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 541 sqft |
| Patio Area | 843 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3460 SUTTON LN |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48390-1222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R8E, SEC 15 WOODBRIDGE LAKE ESTATES SUB NO 3 LOT 48 11-30-94 FR 401-024 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 15 |
| Legal Subdivision | WOODBRIDGE LAKE ESTATES SUB |
| Legal Lot Number | 11,48 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 134300 |
3460 Sutton Ln is owned and occupied by two individuals who bought it in November 2012.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3460 SUTTON LN, COMMERCE TOWNSHIP, MI 48390-1222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2022 | Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL |
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2012 · Amount on File |
| Deed Sale | Nov 29, 2012 · Amount on File |
| Prior Sale | Apr 30, 1996 |
| Deed Document Number | 2012264493 |
| Deed Book / Page | 45023 / 717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3460 SUTTON LN, COMMERCE TOWNSHIP, MI 48390-1222 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Title Company | DFCU TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 3460 SUTTON LN, COMMERCE TOWNSHIP, MI 48390-1222 |
| Document Number | 0000410696 |
|---|---|
| Date | Jul 7, 2022 |
| Book Page | 57930/560 |
| Instrument | 410696 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 6, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3460 SUTTON LN, COMMERCE TOWNSHIP, MI 48390-1222 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3460 SUTTON LN, COMMERCE TOWNSHIP, MI 48390-1222 |
| Document Number | 0000053558 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 55793/86 |
| Instrument | 53558 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
The 2025 property tax bill for 3460 Sutton Ln was $5,376 with a homeowner's exemption, down 35.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,376.00 (-35.14%) Homeowner's exemption | $457,360 | $914,720 |
| 2024 | $8,288.00 | ||
| 2023 | $378,290 | $756,580 | |
| 2021 | $7,267.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3460 Sutton Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3460 Sutton Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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