3460 State Rd J, Fulton, MO 65251 Property Records

Callaway County property record for 3460 State Rd J, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,650 sqft · built 1982
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$221,046 (Aug 2021)
Tax Bill	$1,852 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-06.0-14.0-00-000-012.000`

Property Details

APN / Parcel Number

Primary APN	`06-06.0-14.0-00-000-012.000`
Alternative APN	`606014000000012000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
1st Floor Area	1,650 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Concrete
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	396 sqft
Patio Area	1,200 sqft
Shed	1 Shed
Shed Area	2,400 sqft
Lean-To	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	606014000000012000
Street Address	3460 STATE ROAD J
City	FULTON
State	MO
Zip	65251-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE SW
Legal Range	11W
Legal Township	48N
Legal Section	14
Jurisdiction	CALLAWAY MO
Township / Civil Division	BOURBON
Census Block Group	4
Census Block	4011
Census Tract	70500

Owner

3460 State Rd J is owned and occupied by two individuals who bought it in August 2021.

Source: Callaway County records, as of January 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3460 STATE ROAD J, FULTON, MO 65251-3011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage M & T BANK
Aug 23, 2017	Deed of Trust, Mortgage · FHA Mortgage FLAT BRANCH HOME LOANS INC
May 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CALLAWAY BANK
Aug 17, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 23, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2021 · Amount on File
Deed Sale	Aug 17, 2021 · Amount on File
Prior Sale	Aug 23, 2017 · Amount on File
Deed Document Number	20216416
Deed Book / Page	494 / 536
Prior Transfer Date	Aug 2, 2021
Prior Transfer Doc	000494/536
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	3460 STATE ROAD J, FULTON, MO 65251-3011
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000247/386
Date	Aug 17, 2021
Book Page	247/386
Instrument	202106417

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	3460 STATE ROAD J, FULTON, MO 65251-3011
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0239/0536
Date	Aug 23, 2017
Book Page	D0239/0536
Instrument	201705977

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	3460 STATE ROAD J, FULTON, MO 65251-3011
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000499/769
Date	May 4, 2022
Book Page	499/769
Instrument	202202847

Lender

Name	CALLAWAY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALLAWAY MO
Recording Date	Aug 17, 2021
Property Address	3460 STATE ROAD J, FULTON, MO 65251-3011
Document Number	000494/536
Book / Page	494 / 536
Instrument Date	Aug 2, 2021
Instrument	202106416
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3460 STATE ROAD J, FULTON, MO 65251-3011

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Aug 23, 2017
Property Address	3460 STATE ROAD J, FULTON, MO 65251-3011
Document Number	M0467/0722
Book / Page	M0467 / 0722
Instrument Date	Aug 18, 2017
Instrument	201705976
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3460 STATE ROAD 5, FULTON, MO 65251

Tax Assessment & Valuation

The 2025 property tax bill for 3460 State Rd J was $1,852.

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,852.00	$30,288 (-)	$159,410 (-)
2024	$1,852.00 (+0.54%)	$30,288 (-)	$159,410 (-)
2023	$1,842.00 (+1.6%)	$30,288 (+1.59%)	$159,410
2022	$1,813.00	$29,813 Land $1,520 Building $28,293
2021			$156,910 Land $8,000 Building $148,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3460 State Rd J in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3460 State Rd J is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE COUNTY PWSD 9 serves 15,035 people · EPA ID MO3024058
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Callabyte Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rd J

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