Oakland County property record for 3460 Ray Rd, Holly, MI 48442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,669 sqft · built 2007 |
| Lot Size | 5.35 acres (233,046 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $174,900 (Aug 2011) |
| Tax Bill | $2,583 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | I-01-04-200-020 |
| Primary APN | I-01-04-200-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,669 sqft Living Area |
| 1st Floor Area | 1,669 sqft |
| Basement Area | 1,669 sqft |
| Unfinished Basement | 1,669 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 233,046 sqft (5.35 acres) |
| Garage Area | 585 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 265 sqft |
| Deck Area | 120 sqft |
| Patio Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3460 RAY RD |
|---|---|
| City | HOLLY |
| State | MI |
| Zip | 48442-9417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRE |
| Legal Description | T5N, R7E, SEC 4 PART OF NE 1/4 OF NE 1/4 BEG AT PT DIST W 450 FT FROM NE SEC COR, TH S 00-00-39 E 648 FT, TH W 407.29 FT, TH N 00-16-00 E 388 FT, TH E 125 FT, TH N 00-16-00 E 160 FT, TH W 25 FT, TH N 00-16-00 E 100 FT, TH E 304.14 FT TO BEG 5.35 A 8- |
| Legal Range | 07E |
| Legal Township | 05N |
| Legal Section | 04 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | HOLLY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 124000 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3460 RAY RD, HOLLY, MI 48442-9417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2023 | Intrafamily Transfer, Transfer |
| Oct 14, 2020 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Jun 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2011 · Amount on Record |
| Deed Sale | Aug 19, 2011 · Amount on Record |
| Deed Document Number | 2011152212 |
| Deed Book / Page | 43300 / 566 |
| Last Transfer Date | Jan 12, 2022 |
| Transfer Doc | 0000029472 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 28, 2023 |
| Property Address | 3460 RAY RD, HOLLY, MI 48442-9417 |
| Document Number | 0000029472 |
| Book / Page | 58501 / 225 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 29472 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3460 RAY RD, HOLLY, MI 48442-9417 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3460 RAY RD, HOLLY, MI 48442-9417 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3460 RAY RD, HOLLY, MI 48442-9417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3460 RAY RD, HOLLY, MI 48442-9417 |
| Document Number | 0000212110 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 54995/196 |
| Instrument | 212110 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 238 Months |
| Due | Aug 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3460 RAY RD, HOLLY, MI 48442-9417 |
| Document Number | 0000109228 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3460 RAY RD HOLLY MI 484429417, HOLLY, MI 48442-9417 |
| Document Number | 0000109228 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 051955/000088 |
| Instrument | 109228 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2048 |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Holly Township |
| Unified School District | Holly Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,583.00 (-25.58%) Homeowner's exemption | $215,850 (+13.3%) | $431,700 (+13.3%) |
| 2024 | $3,471.00 (+19.52%) | ||
| 2023 | $190,510 | $381,020 | |
| 2021 | $2,904.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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