Oakland County property record for 3460 Ramada Dr, Highland, MI 48356
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,065 sqft · built 1969 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $720,000 (May 2025) |
| Tax Bill | $5,063 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2026 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H-11-11-377-013 |
| Primary APN | H-11-11-377-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 2,065 sqft Living Area |
| 1st Floor Area | 1,741 sqft |
| Basement Area | 1,132 sqft |
| Unfinished Basement | 1,132 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 229 ft deep x 83 ft wide |
| View / Lot | Waterfront |
| Garage Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 85 sqft |
| Deck Area | 495 sqft |
| Patio Area | 495 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3460 RAMADA DR |
|---|---|
| City | HIGHLAND |
| State | MI |
| Zip | 48356-1870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | T3N, R7E, SEC 11 AXFORD ACRES NO 9 LOT 202 |
| Legal Range | 07E |
| Legal Township | 03N |
| Legal Section | 11 |
| Legal Subdivision | AXFORD ACRES |
| Legal Lot Number | 202 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | HIGHLAND |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 131500 |
3460 Ramada Dr is owned and occupied by two individuals who bought it in May 2025.
Source: Oakland County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3460 RAMADA DR, HIGHLAND, MI 48356-1870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 26, 2025 | Deed of Trust, Mortgage THE RLT OF JAMES K HARTIG AND CHERYL L H |
| Jan 26, 2026 | Intrafamily Transfer, Transfer |
| Jan 22, 2026 | Intrafamily Transfer, Transfer TRUST OF JAMES K HARTIG & CHERYL L |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
| Sep 16, 2020 | Warranty Deed, Transfer CAPITAL TITLE INS AGCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2025 · Amount on File |
| Deed Sale | May 13, 2025 · Amount on File |
| Prior Sale | Sep 16, 2020 · Amount on File |
| Deed Document Number | 202557842 |
| Deed Book / Page | 60200 / 749 |
| Prior Transfer Date | Nov 2, 1999 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3460 RAMADA DR, HIGHLAND, MI 48356-1870 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3460 RAMADA DR, HIGHLAND, MI 48356-1870 |
| Document Number | 20250162821 |
|---|---|
| Date | Dec 26, 2025 |
| Book Page | 60823/792 |
| Instrument | 20250162821 |
| Name | THE RLT OF JAMES K HARTIG AND CHERYL L H |
|---|---|
| Type | Private Party |
| Address | 3460 RAMADA DR, HIGHLAND, MI 48356 |
| Amount | Amount on Record |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 26, 2026 |
| Property Address | 3460 RAMADA DR, HIGHLAND, MI 48356-1870 |
| Document Number | 20260010610 |
| Book / Page | 60896 / 351 |
| Map Reference | LB 125 PG 1&2 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 20260010610 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3460 RAMADA DR, HIGHLAND, MI 48356-1870 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 3460 RAMADA DR, HIGHLAND, MI 48356-1870 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 22, 2026 |
| Property Address | 3460 RAMADA DR, HIGHLAND, MI 48356-1870 |
| Document Number | 20260009314 |
| Book / Page | 60889 / 345 |
| Map Reference | LB 125 PG 1&2 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 20260009314 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3460 RAMADA DR, HIGHLAND, MI 48356-1870 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3460 RAMADA DR, HIGHLAND, MI 48356-1870 |
| Document Number | 0060823792 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 60823/792 |
| Name | TRUST OF JAMES K HARTIG & CHERYL L |
|---|---|
| Type | Private Party |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3460 RAMADA DR, HIGHLAND, MI 48356-1870 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FNT |
| Name | Verified Name |
|---|---|
| Address | 2860 AUGUSTA DR, COMMERCE TOWNSHIP, MI 48382-1189 |
| Document Number | 0000167499 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 54696/876 |
| Instrument | 167499 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 16, 2020 |
| Property Address | 3460 RAMADA DR, HIGHLAND, MI 48356-1870 |
| Document Number | 0000187732 |
| Book / Page | 54835 / 389 |
| Map Reference | LB 125 PG 1&2 |
| Instrument Date | Aug 18, 2020 |
| Instrument | 187732 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | CAPITAL TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,612.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3460 RAMADA DR, 3460, HIGHLAND, MI 48356-1870 |
| Name | Verified Name |
|---|---|
| Address | 3460 RAMADA DR, HIGHLAND, MI 48356-1870 |
The 2025 property tax bill for 3460 Ramada Dr was $5,063 with a homeowner's exemption, down 34.9% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Highland Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,063.00 (-34.86%) Homeowner's exemption | $242,480 | $484,960 |
| 2024 | $7,772.00 | ||
| 2023 | $216,790 | $433,580 | |
| 2021 | $6,744.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3460 Ramada Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3460 Ramada Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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