3460 N Waldo Rd, Midland, MI 48642 Property Records

Midland County property record for 3460 N Waldo Rd, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,126 sqft
Lot Size	2.51 acres (109,336 sqft)
Owner	Individual Name on File
Last Sale	$609,500 (Jun 2023)
Tax Bill	$1,050 (2022)
Deeds & Mortgages	Jun 2023 Transfer Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`090-013-200-042-00`

Property Details

APN / Parcel Number

Primary APN	`090-013-200-042-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,126 sqft Living Area
Basement Area	2,126 sqft

Exterior

Lot Area	109,336 sqft (2.51 acres)
Lot Dimensions	427 ft deep x 238 ft wide
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	09001320004200
Street Address	3460 N WALDO RD
City	MIDLAND
State	MI
Zip	48642-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SEC 13 T15N R2E COM 238 FT S OF NW SEC COR, TH E 460 FT, S 238 FT, W 460 FT, N 238 FT.
Legal Range	02E
Legal Township	15N
Legal Section	13
Jurisdiction	MIDLAND MI
Township / Civil Division	LARKIN
Census Block Group	2
Census Block	2000
Census Tract	291104

Owner

3460 N Waldo Rd is owned by an individual who acquired it in June 2023.

Source: Midland County records, as of July 6, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3436 N WALDO RD, MIDLAND, MI 48642-9734
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Quit Claim Deed, Subdivision Related Transfer Quitclaim
Jun 5, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MERCANTILE BANK
May 17, 2021
May 17, 2021	Warranty Deed, Transfer PARKS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Prior Sale	May 17, 2021 · Amount on File
Deed Document Number	001665/625
Deed Book / Page	1665 / 625
Last Transfer Date	Jun 20, 2023
Transfer Doc	01665/1129
Record Updated	Jun 7, 2026

June 2023: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Jun 20, 2023
Property Address	3460 N WALDO RD, MIDLAND, MI 48642-9734
Document Number	01665/1129
Book / Page	1665 / 1129
Instrument Date	Jun 8, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 604, FREELAND, MI 48623-0604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3436 N WALDO RD, MIDLAND, MI 48642-9734

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jun 5, 2023
Property Address	3460 N WALDO RD, MIDLAND, MI 48642-9734
Document Number	001665/625
Book / Page	1665 / 625
Instrument Date	Mar 12, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,571.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 604, FREELAND, MI 48623-0604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 N MAIN ST, WEST LEBANON, NH 03784-1005

Mortgage

Document Number	0001665626
Date	Jun 5, 2023
Instrument	1665/626

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	11.6%
Index	Other
Margin	4
Max Rate	11.6%

May 2021:

Jurisdiction	MIDLAND MI
Recording Date	May 17, 2021
Property Address	3460 N WALDO RD, MIDLAND, MI 48642-9734
Document Number	01645/1126
Book / Page	1645 / 1126
Instrument Date	May 13, 2021
Record Updated	Jun 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5007 STURGEON CREEK PKWY, MIDLAND, MI 48640-2268

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	May 17, 2021
Property Address	3460 N WALDO RD, MIDLAND, MI 48642-9734
Document Number	01645/1127
Book / Page	1645 / 1127
Instrument Date	May 13, 2021
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	PARKS TITLE

Transaction

Amount	Amount on Record
Tax	$483.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5007 STURGEON CREEK PKWY, MIDLAND, MI 48640-2268

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 604, FREELAND, MI 48623-0604

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Larkin Charter Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$260,900	$521,800
2022	$1,050.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3460 N Waldo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3460 N Waldo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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