3460 N Arm Rd, Ely, MN 55731 Property Records

St. Louis County property record for 3460 N Arm Rd, Ely, MN 55731 · Last verified August 2026

Property Highlights

Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 2014
Square Footage	2,935 sqft Gross Area
Lot Size	138,085 sqft (3.17 acres)
Occupancy	Owner Occupied
Last Sale	$525,000 (2013)
Tax Bill	$16,394.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`465-0040-00396`
Alternative APN	`1119135`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	2,935 sqft Gross Area
1st Floor	2,260 sqft 1st Floor
Basement Area	600 sqft Basement
Finished Basement	600 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Custom Design Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	138,085 sqft (3.17 acres)
Garage Area	1,336 sqft Garage

Exterior Amenities

Total Buildings	2 Total Buildings
Deck Area	252 sqft Deck
Porch Area	132 sqft Porch
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Propane Heating Fuel

Location & Zoning

Account Number	1119135
Street Address	3460 N ARM RD
City	ELY
State	MN
Zip	55731-8450
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	NORTH 400.00 FEET OF GOVT LOT 7, LYINGEASTERLY OF THE WESTERLY RIGHT OF WAY OFNORTH ARM ROAD. SERIAL #
Legal Range	13W
Legal Township	63N
Legal Section	04
Legal Subdivision	MORSE TOWN OF
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Minor Civil Division	MORSE
Census Blockgroup	2
Census Block	2005
Census Tract	15401

Owner

Source: St. Louis County records · APN 465-0040-00396

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3460 N ARM RD, ELY, MN 55731-8450
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2013 · Amount on Record
Deed Sale	Dec 16, 2013 · Amount on Record
Prior Sale	Oct 16, 2006 · Amount on Record
Deed Doc Number	20131229550
Prior Transfer Date	May 23, 2005
Prior Transfer Doc	0001009463
Record Refreshed	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3460 N ARM RD, ELY, MN 55731-8450
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001470197
Date	Jul 18, 2023
Instrument	1470197

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	SAINT PAUL, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,394.00 (+16.37%) Homeowner's exemption
2025	$14,088.00 (+31.61%) Homeowner's exemption	$1,745,000 (+29.35%) Land $799,000 Building $946,000	$1,745,000 (+29.35%) Land $799,000 Building $946,000
2024	$10,704.00	$1,349,100 (+96.78%) Land $561,500 Building $787,600	$1,349,100 (+96.78%) Land $561,500 Building $787,600
2022		$685,600 Land $443,700 Building $241,900	$685,600 Land $443,700 Building $241,900

Flood & Wildfire

3460 N Arm Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	High 84th percentile of exposed land nationally · 95th in Minnesota
Wildfire Likelihood	High — about 1 in 270 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.