3460 Montero Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3460 Montero Rd, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,504 sqft · built 1989
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Jun 2023)
Tax Bill	$7,921 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`119-143-005-000`

Property Details

APN / Parcel Number

Primary APN	`119-143-005-000`
Alternative APNs	`11914305100` `1191430510`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,504 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	771 sqft
Parking Spaces	3 Parking Spaces
Patio Area	2,504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3460 MONTERO RD
City	CAMERON PARK
State	CA
Zip	95682-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 212 BAR J RANCH #3
Legal Subdivision	BAR J RANCH #3
Legal Lot Number	212
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2006
Census Tract	30807

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3460 MONTERO RD, CAMERON PARK, CA 95682-4016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
May 13, 2022	Deed of Trust, Mortgage · Line of Credit SAFE CU
Jun 11, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 15, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Jun 11, 2020 · Amount on Record
Deed Document Number	202317694
Prior Transfer Date	Oct 27, 2005
Prior Transfer Doc	0000091986
Record Updated	Oct 29, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 28, 2023
Property Address	3460 MONTERO RD, CAMERON PARK, CA 95682-4016
Document Number	0000017694
Map Reference	MB G PG 117
Instrument Date	Jun 23, 2023
Instrument	2023-0017694
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3460 MONTERO RD, CAMERON PARK, CA 95682-4016

Mortgage

Document Number	0000017695
Date	Jun 28, 2023
Instrument	2023-0017695

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3460 MONTERO RD, CAMERON PARK, CA 95682-4016
Transaction Type	Mortgage
Record Updated	May 20, 2022
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3460 MONTERO RD, CAMERON PARK, CA 95682-4016

Mortgage

Document Number	0000021589
Date	May 13, 2022
Instrument	2022-0021589

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 11, 2020
Property Address	3460 MONTERO RD, CAMERON PARK, CA 95682-4016
Document Number	0000027593
Map Reference	MB G PG 117
Instrument Date	Jun 2, 2020
Instrument	2020-0027593
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3460 MONTERO RD, CAMERON PARK, CA 95682-4016

Mortgage

Document Number	0000027594
Date	Jun 11, 2020
Instrument	2020-0027594

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 15, 2017
Property Address	3460 MONTERO RD, CAMERON PARK, CA 95682-4016
Document Number	0000051297
Instrument Date	Oct 19, 2017
Instrument	51297
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3460 MONTERO RD CAMERON PARK CA 956824016, CAMERON PARK, CA 95682-4016

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$742,845 (+2%) Land $185,711 Building $557,134
2025	$7,921.00 (+24.29%) Homeowner's exemption	$728,280 (+25.97%) Land $182,070 Building $546,210
2023	$6,373.00 (+1.45%)	$578,146 Land $161,880 Building $416,266
2022	$6,282.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Zeta Broadband.

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