3460 Monroe Ave, Lafayette, CA 94549 Property Records

Contra Costa County property record for 3460 Monroe Ave, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,436 sqft · built 1953
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Apr 2001)
Tax Bill	$10,839 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`234-021-016-6`

Property Details

APN / Parcel Number

Primary APN	`234-021-016-6`
Alternative APN	`234-021-016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,436 sqft Living Area
1st Floor Area	1,436 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1966
Lot Area	6,250 sqft (0.144 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3460 MONROE AVE
City	LAFAYETTE
State	CA
Zip	94549-4521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAFAYETTE HOMESITES LOT 16 BLK 5
Legal Subdivision	LAFAYETTE HOMESITES
Legal Block	5
Legal Lot Number	16
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	349000

Owner

3460 Monroe Ave is owned and occupied by two individuals who acquired it in May 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3460 MONROE AVE, LAFAYETTE, CA 94549-4521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 1, 2020	Quit Claim Deed SUPREME LNDG
Feb 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG
Feb 8, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2001 · Amount on File
Deed Sale	Apr 2, 2001 · Amount on File
Prior Sale	Jun 13, 1997 · Amount on File
Deed Document Number	200179821
Last Transfer Date	May 26, 2020
Transfer Doc	0000103877
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3460 MONROE AVE, LAFAYETTE, CA 94549-4521
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3460 MONROE AVE, LAFAYETTE, CA 94549-4521

Mortgage

Document Number	0000113267
Date	Oct 28, 2025
Instrument	2025- 113267

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

June 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 1, 2020
Property Address	3460 MONROE AVE, LAFAYETTE, CA 94549-4521
Document Number	0000103877
Instrument Date	May 26, 2020
Instrument	103877
Record Updated	Jun 9, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3460 MONROE AVE LAFAYETTE CA 945494521, LAFAYETTE, CA 94549-4521

Mortgage

Document Number	103878
Date	Jun 1, 2020
Instrument	103878

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3460 MONROE AVE, LAFAYETTE, CA 94549-4521
Document Number	0000020608
Instrument Date	Feb 9, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3460 MONROE AVE LAFAYETTE CA 945494521, LAFAYETTE, CA 94549-4521

Mortgage

Document Number	0000020608
Date	Feb 14, 2019
Instrument	20608

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3460 MONROE AVE, LAFAYETTE, CA 94549-4521
Document Number	0000020609
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3460 MONROE AVE LAFAYETTE CA 945494521, LAFAYETTE, CA 94549-4521

Mortgage

Document Number	0000020609
Date	Feb 14, 2019
Instrument	20609

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3460 Monroe Ave was $10,839 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$824,236 (+2%) Land $484,138 Building $340,098
2025	$10,839.00 Homeowner's exemption	$808,076 Land $474,646 Building $333,430
2023	$10,531.00 (+1.56%)	$776,700 Land $456,216 Building $320,484
2022	$10,369.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3460 Monroe Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1982–2023)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3460 Monroe Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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