3460 Monarch Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3460 Monarch Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 8,683 sqft · built 2000
Lot Size	0.922 acres (40,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,085,750 (May 2026)
Tax Bill	$17,833 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-753-90092182`

Property Details

APN / Parcel Number

Primary APN	`01-753-90092182`
Alternative APNs	`1-753-90092182` `75390092182`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	8,683 sqft Living Area
Gross Area	9,313 sqft
1st Floor Area	3,203 sqft
Basement Area	2,400 sqft
Finished Basement	2,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	40,148 sqft (0.922 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	284 sqft
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	75390092182
Street Address	3460 MONARCH DR
City	EDGEWATER
State	MD
Zip	21037-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 56 PAR D PH 4 SOUTH RIVER COLONY
Legal Subdivision	SOUTH RIVER COLONY
Legal Phase	4
Legal Block	1
Legal Lot Number	56
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1002
Census Tract	701400

Owner

Source: Anne Arundel County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3460 MONARCH DR, EDGEWATER, MD 21037-2748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA
Mar 25, 2019	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Nov 9, 2000 · Amount on Record
Deed Book / Page	42365 / 289
Transfer Doc	0094450753
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 20, 2026
Property Address	3460 MONARCH DR, EDGEWATER, MD 21037-2748
Document Number	4236000289
Book / Page	42365 / 289
Instrument Date	May 18, 2026
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,106,607.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3460 MONARCH DR, EDGEWATER, MD 21037-2748

Mortgage

Document Number	4236000297,
Date	May 20, 2026
Book Page	42365/297

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3460 MONARCH DR, EDGEWATER, MD 21037-2748
Document Number	0331440143
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3460 MONARCH DR EDGEWATER MD 210372748, EDGEWATER, MD 21037-2748

Mortgage

Document Number	0331440143
Date	May 16, 2019
Book Page	033144/000143

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,833.00 (+2.17%)	$1,580,367 (+5.51%)	$1,621,600 (+8.26%) Land $236,000 Building $1,385,600
2024	$17,454.00 (+6.71%)
2023	$16,357.00	$1,497,900 Land $286,000 Building $1,211,900	$1,497,900 Land $286,000 Building $1,211,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	19 (1983–2024)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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