3460 Kaiser Rd, Pinconning, MI 48650 Property Records

Bay County property record for 3460 Kaiser Rd, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,911 sqft
Lot Size	15.3 acres (668,210 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Apr 2025)
Tax Bill	$3,958 (2026)
Deeds & Mortgages	Jun 2023 Transfer Dec 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-035-100-380-01`

Property Details

APN / Parcel Number

Primary APN	`120-035-100-380-01`

Interior

Full Baths	2 Baths
Building Area	1,911 sqft Living Area
1st Floor Area	1,911 sqft
Basement Area	1,911 sqft

Exterior

Architectural Style	Ranch
Lot Area	668,210 sqft (15.3 acres)
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	3460 KAISER RD
City	PINCONNING
State	MI
Zip	48650-7519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG @ N 1/4 POST SEC 35, TH S0?53'19"W ALG N-S 1/4 LN 562.68 FT, TH N88?42'20"W PLL W/ N SEC LN 995.81 FT, TH N0?36'46"E PLL
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	2
Census Block	2004
Census Tract	286300

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3026 E MIDSHIPMAN DR, AU GRES, MI 48703-9200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Intrafamily Transfer, Transfer
Dec 21, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FINANCIALEDGE COMMUNITY CU
May 24, 2017	Deed of Trust, Mortgage · Line of Credit FINANCIALEDGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2025 · Amount on Record
Deed Sale	Apr 1, 2025 · Amount on Record
Deed Document Number	20253390
Prior Transfer Date	Jan 23, 2023
Prior Transfer Doc	0000006877
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY MI
Recording Date	Jun 13, 2023
Property Address	3460 KAISER RD, PINCONNING, MI 48650-7519
Document Number	0000006877
Instrument Date	Jan 23, 2023
Instrument	202306877
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3460 KAISER RD, PINCONNING, MI 48650-7519

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	3460 KAISER RD, PINCONNING, MI 48650-7519
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3460 KAISER RD, PINCONNING, MI 48650-7519

Mortgage

Document Number	0000021068
Date	Dec 21, 2021
Instrument	202121068

Lender

Name	FINANCIALEDGE COMMUNITY CU
Type	Credit Union
Address	BAY CITY, MI 48706

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2032

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	3460 KAISER RD, PINCONNING, MI 48650-7519
Document Number	0032200568
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3460 KAISER RD PINCONNING MI 486507519, PINCONNING, MI 48650-7519

Mortgage

Document Number	0032200568
Date	Jun 5, 2017
Book Page	003220/000568

Lender

Name	FINANCIALEDGE CU
Type	Credit Union
Address	BAY CITY, MI 48706

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 4, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Pinconning Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,958.00 (+3.1%) Homeowner's exemption	$178,600 (-3.56%)	$357,200 (-3.56%)
2025		$185,200 (+26.94%)	$370,400 (+26.94%)
2024	$3,839.00 (+12.51%)
2023		$145,900 (+8.8%)	$291,800 (+8.8%)
2022	$3,412.00 (+9.53%) Homeowner's exemption	$134,100	$268,200
2020	$3,115.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Brightspeed Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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