3460 E Spring Creek Dr, Ladd, IL 61329 Property Records

Bureau County property record for 3460 E Spring Creek Dr, Ladd, IL 61329 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	built 1994
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (Aug 2015)
Tax Bill	$10,704 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-14-201-030`

Property Details

APN / Parcel Number

Primary APN	`18-14-201-030`
Alternative APN	`110B21`

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	60,984 sqft (1.4 acres)

Location & Zoning

Account Number	1814201030
Street Address	3460 E SPRING CREEK DR
City	LADD
State	IL
Zip	61329-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD-SPRING CREEK SD L 21 D 22-1565
Legal Range	11
Legal Township	16
Legal Section	14
Legal Subdivision	SPRING CREEK SD
Legal Lot Number	21
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1024
Census Tract	965100

Owner

Source: Bureau County records · APN 18-14-201-030

Assessment roll updated May 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3460 E SPRING CREEK DR, LADD, IL 61329-9701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit PERU FSB
Nov 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage PERU FSB
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE CORP
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL BANK
Jun 29, 2018	Warranty Deed, Transfer · Conventional Mortgage NORTH CENTRAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 10, 2015 · Amount on Record
Deed Sale	Aug 10, 2015 · Amount on Record
Deed Document Number	20153242
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	3460 E SPRING CREEK DR, LADD, IL 61329-9701
Transaction Type	Mortgage
Record Updated	Feb 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R00185
Date	Jan 16, 2026
Instrument	2026R00185

Lender

Name	PERU FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 16, 2036

Interest

Rate Type	Fixed Rate
Rate	9%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	3460 E SPRING CREEK DR, LADD, IL 61329-9701
Transaction Type	Mortgage
Record Updated	Dec 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R03715
Date	Nov 16, 2023
Instrument	2023R03715

Lender

Name	PERU FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 16, 2033

Interest

Rate Type	Adjustable Rate
Rate	9.5%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Apr 25, 2022
Property Address	3460 E SPRING CREEK DR, LADD, IL 61329-9701
Document Number	2022R01565
Map Reference	DOC 87-4099
Instrument Date	Apr 16, 2022
Instrument	2022R01565
Transaction Type	Transfer
Record Updated	May 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3460 E SPRING CREEK DR, LADD, IL 61329-9701

Mortgage

Document Number	2022R01566
Date	Apr 25, 2022
Instrument	2022R01566

Lender

Name	COMPASS MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.63%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	3460 E SPRING CREEK DR, LADD, IL 61329-9701
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R01682
Date	Apr 30, 2020
Instrument	2020R01682

Lender

Name	NORTH CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2040

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jun 29, 2018
Property Address	3460 E SPRING CREEK DR, LADD, IL 61329-9701
Document Number	2018R02449
Instrument Date	Jun 25, 2018
Instrument	2018R02449
Transaction Type	Transfer
Record Updated	Jun 01, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3460 E SPRING CREEK DR, LADD, IL 61329-9701

Mortgage

Document Number	2018R02450
Date	Jun 29, 2018
Instrument	2018R02450

Lender

Name	NORTH CENTRAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Bureau County records · Assessment roll updated May 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Elementary School District	Dalzell School District 98 (KG - 08)
Secondary School District	Hall High School District 502 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,704.00 (+10.02%)	$109,914 (+15.77%) Land $10,512 Building $99,402	$329,742 (+15.77%) Land $31,536 Building $298,206
2023		$94,943 Land $9,080 Building $85,863	$284,829 Land $27,240 Building $257,589
2022	$9,729.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bureau County (17011C), updated August 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170119651001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
MCC Network Services	Fiber	8,000 / 8,000
Xfinity	Cable	1,200 / 35
Connecting Point Computer Center	Fixed Wireless (unlicensed)	100 / 50

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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