3460 E Ledyard Way, Aptos, CA 95003 Property Records

Santa Cruz County property record for 3460 E Ledyard Way, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1981
Square Footage1,696 sqft Living Area
Lot Size10,411 sqft (0.239 acres)
OccupancyOwner Occupied
Last Sale$1,700,000 (2022)
Tax Bill$21,920.00 (2025)

Property Details

APN / Parcel Number

Primary APN039-101-07
Alternative APN
  • 039-101-07-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,696 sqft Living Area
Gross Area2,221 sqft Gross Area

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Construction TypeWood Construction
Roof ConstructionSawtooth Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,411 sqft (0.239 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area525 sqft Garage
Deck Area623 sqft Deck
Patio Area623 sqft Patio
TopographySteep Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Water SourceCommercial Water Source

Location & Zoning

Street Address3460 E LEDYARD WAY
CityAPTOS
StateCA
Zip95003-3833
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 18
Legal SubdivisionLEDYARD ACRES 01
Legal Lot Number18
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1015
Census Tract122004

Owner

Source: Santa Cruz County records · APN 039-101-07

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3460 E LEDYARD WAY, APTOS, CA 95003-3833
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
ON Q FINANCIAL INC
Apr 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
ON Q FINANCIAL INC
Apr 19, 2017Deed of Trust, Mortgage · Line of Credit
TCF NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 28, 2022 · Amount on Record
Deed SaleJan 28, 2022 · Amount on Record
Prior SaleAug 20, 2013 · Amount on Record
Deed Doc Number20222971
Prior Transfer DateOct 09, 1998
Prior Transfer Doc0000065845
Record RefreshedSep 20, 2026

January 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 28, 2022
Property Address3460 E LEDYARD WAY, APTOS, CA 95003-3833
Document Number0000002971
Map ReferenceMB 18 PG 56
Instrument DateJan 24, 2022
Instrument2022-0002971
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,870.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3460 E LEDYARD WAY, APTOS, CA 95003-3833

Mortgage

Document Number0000002972
DateJan 28, 2022
Instrument2022-0002972
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3460 E LEDYARD WAY, APTOS, CA 95003-3833
Transaction TypeMortgage
Record UpdatedMay 07, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3460 E LEDYARD WAY, APTOS, CA 95003-3833

Mortgage

Document Number0000022232
DateApr 19, 2021
Instrument2021-0022232
Lender
NameON Q FINANCIAL INC
TypeFunding / Finance Company
AddressTEMPE, AZ 85281
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3460 E LEDYARD WAY, APTOS, CA 95003-3833
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013068
DateApr 19, 2017
Instrument2017-0013068
Lender
NameON Q FINANCIAL INC
TypeLending Institution
AddressSCOTTSDALE, AZ 85251
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3460 E LEDYARD WAY, APTOS, CA 95003-3833
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013069
DateApr 19, 2017
Instrument2017-0013069
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 23, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,840,135 (+2%) Land $1,407,162 Building $432,973
2025$21,920.00 (+9.5%) Homeowner's exemption$1,804,053 (+4.04%) Land $1,379,570 Building $424,483
2023$20,019.00 (+96.25%) Homeowner's exemption$1,734,000 Land $1,326,000 Building $408,000$1,516,500
2022$10,201.00

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