3460 E Lakeshore Dr, Whitefish, MT 59937 Property Records

Flathead County property record for 3460 E Lakeshore Dr, Whitefish, MT 59937

Property Summary

Property Type	Rural Home
Details	4 bd · 5 ba · 2,781 sqft · built 2024
Lot Size	1.05 acres (45,738 sqft)
Owner	Company Name on Record
Last Sale	$9,975,000 (Dec 2023)
Tax Bill	$57,411 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0780410`

Property Details

APN / Parcel Number

Primary APN	`R0780410`
Alternative APNs	`07-4292-04-2-04-15-0000` `0000739900`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,781 sqft Living Area
1st Floor Area	2,781 sqft
Basement Area	1,996 sqft
Finished Basement	1,996 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Modern
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Flat
Roof Material	Other
Lot Area	45,738 sqft (1.05 acres)
Lot Dimensions	241 ft deep x 94 ft wide
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000739900
Street Address	3460 E LAKESHORE DR
City	WHITEFISH
State	MT
Zip	59937-8661
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	1
Legal Description	S04, T31 N, R22 W, ACRES 1.05, COS 20651-1, TR 1BA IN L 3
Legal Range	22W
Legal Township	31N
Legal Section	04
Legal Subdivision	CERTIFICATE OF SURVEY NO 20651
Legal Tract	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1013
Census Tract	302

Owner

Source: Flathead County records, as of September 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 93047, SOUTHLAKE, TX 76092-1047
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Quit Claim Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 28, 2020	Warranty Deed, Transfer INSURED TITLES
Jun 26, 2019	Warranty Deed, Transfer · Commercial Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Prior Sale	Feb 28, 2020
Deed Document Number	202322228
Prior Transfer Date	Sep 21, 2021
Prior Transfer Doc	0000035645
Record Updated	Sep 20, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 15, 2023
Property Address	3460 E LAKESHORE DR, WHITEFISH, MT 59937-8661
Document Number	202300022228
Instrument Date	Dec 12, 2023
Instrument	202300022228
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	TITLE FIRST, TITLE FIRST AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3460 E LAKESHORE DR, WHITEFISH, MT 59937-8661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3460 E LAKESHORE DR, WHITEFISH, MT 59937-8661

Mortgage

Document Number	202300022229
Date	Dec 15, 2023
Instrument	202300022229

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Max Rate	9.37%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 28, 2020
Property Address	3460 E LAKESHORE DR, WHITEFISH, MT 59937-8661
Document Number	202000005432
Instrument Date	Feb 27, 2020
Instrument	202000005432
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2008 NIGHTHAWK CT, WESTLAKE, TX 76262-4818

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 26, 2019
Property Address	3460 E LAKESHORE DR, WHITEFISH, MT 59937-8661
Document Number	201900012880
Instrument Date	Jun 21, 2019
Instrument	201900012880
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3460 E LAKESHORE DR, WHITEFISH, MT 59937-8661

Mortgage

Document Number	201900012881
Date	Jun 26, 2019
Instrument	201900012881

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 20, 2024

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 3, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$57,411.00 (+564.56%)	$8,429,730 (+501.99%)	$8,429,730 (+501.99%) Land $2,748,000 Building $5,681,730
2023	$8,639.00	$1,400,300	$1,400,300 Land $1,400,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 88% of Montana
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEFISH serves 10,418 people · EPA ID MT0000357
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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