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3460 Buckingham Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3460 Buckingham Way, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,087 sqft · built 2012
Lot Size0.357 acres (15,551 sqft)
Owner2 Individual Names on File
Last Sale$640,000 (Jun 2024)
Tax Bill$10,699 (2025)
Deeds & MortgagesDec 2025 Transfer
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN120372

Property Details

APN / Parcel Number

Primary APN120372
Alternative APN
  • 152630070000010080

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,087 sqft Heated Area
Gross Area4,126 sqft
1st Floor Area3,087 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,551 sqft (0.357 acres)
Lot Dimensions130 ft deep x 120 ft wide
Garage TypeFinished
Garage Area587 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area336 sqft
PorchOpen Porch
Porch Area452 sqft
Deck Area604 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number120372
Street Address3460 BUCKINGHAM WAY
CitySAINT CLOUD
StateFL
Zip34772-8743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 8
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block1
Legal Lot Number8
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2000
Census Tract43208

Owner

3460 Buckingham Way is owned and occupied by two individuals who acquired it in December 2025.

Source: Osceola County records, as of December 23, 2025

Owner of Record2 Individual Names on File
Co-owner2 Co-owners on File
Mailing Address3460 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8743
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 30, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleJun 28, 2024 · Amount on File
Deed SaleJun 28, 2024 · Amount on File
Prior SaleJun 28, 2024 · Amount on File
Deed Document Number0066251138
Deed Book / Page6625 / 1138
Last Transfer DateDec 11, 2025
Transfer Doc0068920405
Record UpdatedJun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateDec 11, 2025
Property Address3460 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8743
Document Number0068920405
Book / Page6892 / 405
Map ReferenceMB 16 PG 34-41
Instrument DateDec 10, 2025
Instrument2025151459
Transaction TypeTransfer
Record UpdatedDec 24, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3460 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8743

Transferred To (Grantee/Buyer)

NameVerified Name
Address3460 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8743

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 30, 2021
Property Address3460 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8743
Document Number0059921604
Book / Page5992 / 1604
Map ReferenceMB 16 PG 34-41
Instrument DateJun 30, 2021
Instrument2021102054
Transaction TypeTransfer
Record UpdatedJul 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$3,010.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3460 BUCKINGHAM WAY, 3460, SAINT CLOUD, FL 34772-8743

Transferred To (Grantee/Buyer)

NameVerified Name
Address8236 LCC VISTA BLVD, ORLANDO, FL 32829-8070

Tax Assessment & Valuation

The 2025 property tax bill for 3460 Buckingham Way was $10,699 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,699.00 Homeowner's exemption$532,800 Land $100,000 Building $432,800$532,800 Land $100,000 Building $432,800
2023$8,445.00 (+4.43%) Homeowner's exemption$416,223 (+3%)$444,600 (+10.02%) Land $80,000 Building $364,600
2022$8,087.00 Homeowner's exemption$404,100 Land $78,000 Building $326,100$404,100 Land $78,000 Building $326,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3460 Buckingham Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3460 Buckingham Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL · Fiber in parts of the area		100 / 100

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