3460 Brookside Crossing Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3460 Brookside Crossing Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,600 sqft · built 2018
Lot Size	0.185 acres (8,102 sqft)
Owner	2 Individual Names on File
Last Sale	$254,600 (Sep 2018)
Tax Bill	$6,450 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`T160500197`

Property Details

APN / Parcel Number

Primary APN	`T160500197`
Alternative APN	`5-116B-C302-00-0006.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Basement Area	1,600 sqft
Finished Basement	1,200 sqft

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	8,102 sqft (0.185 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T160500197
Street Address	3460 BROOKSIDE CROSSING DR
City	SAINT CHARLES
State	MO
Zip	63301-4898
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLESTOWNE CROSSING #2 LOT 6
Legal Range	05E
Legal Township	47N
Legal Subdivision	CHARLESTOWNE CROSSING #2
Legal Lot Number	6
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2017
Census Tract	310201

Owner

3460 Brookside Crossing Dr is owned and occupied by two individuals who bought it in September 2018.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3460 BROOKSIDE CROSSING DR, SAINT CHARLES, MO 63301-4898
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Mar 26, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST ST BK/ST CHARLES
Sep 26, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST ST BK/ST CHARLES
Jun 22, 2018	Warranty Deed, Construction Loan JOHN R KASTNER IRREV TR (IT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2018 · Amount on File
Deed Sale	Sep 26, 2018 · Amount on File
Deed Document Number	0069821079
Deed Book / Page	6982 / 1079
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3460 BROOKSIDE CROSSING DR, SAINT CHARLES, MO 63301-4898
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3460 BROOKSIDE CROSSING DR, SAINT CHARLES, MO 63301-4898

Mortgage

Document Number	0000028001
Date	May 17, 2022
Instrument	2022R-028001

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3460 BROOKSIDE CROSSING DR, SAINT CHARLES, MO 63301-4898
Document Number	0072640799
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	FREEDOM TITLE, FREEDOM TITLE LLC-ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3460 BROOKSIDE CROSSING DR ST CHARLES MO 633014898, ST CHARLES, MO 63301-4898

Mortgage

Document Number	0072640799
Date	Apr 7, 2020
Book Page	007264/000799
Instrument	212200

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 26, 2018
Property Address	3460 BROOKSIDE CROSSING DR, SAINT CHARLES, MO 63301-4898
Document Number	0069821079
Book / Page	006982 / 001079
Instrument Date	Sep 25, 2018
Instrument	552520
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 18, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3460 BROOKSIDE CROSSING DR ST CHARLES MO 633014898, ST CHARLES, MO 63301-4898

Mortgage

Document Number	69821081
Date	Sep 26, 2018
Book Page	006982/001081
Instrument	552530

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2048

June 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 22, 2018
Property Address	3460 BROOKSIDE CROSSING DR, SAINT CHARLES, MO 63301-4898
Document Number	0069380552
Book / Page	006938 / 000552
Instrument Date	Jun 21, 2018
Instrument	350920
Transaction Type	Construction Loan
Record Updated	Jul 24, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	239 FOX HILL RD ST CHARLES MO 633013745, ST CHARLES, MO 63301-3745
Investor	Possibly a Property Investor

Mortgage

Document Number	69380593
Date	Jun 22, 2018
Book Page	006938/000593
Instrument	350960

Lender

Name	JOHN R KASTNER IRREV TR (IT)
Address	46 BOGEY CLUB CIR, ST CHARLES, MO 63303-3366

Agreement

Amount	Amount on Record

Mortgage

Document Number	69380567,
Date	Jun 22, 2018
Book Page	006938/000567
Instrument	350940

Lender

Name	KASTNER JOHN L 2004 TRUST (IT)
Address	46 BOGEY CLUB CIR, ST CHARLES, MO 63303-3366

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 21, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 3460 Brookside Crossing Dr was $6,450.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,450.00	$73,972	$389,326 Land $73,999 Building $315,327
2023		$72,513
2022			$381,648 Land $66,666 Building $314,982

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3460 Brookside Crossing Dr in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3460 Brookside Crossing Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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