3460 Bay Rd, Theodore, AL 36582 Property Records

Mobile County property record for 3460 Bay Rd, Theodore, AL 36582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,482 sqft · built 1970
Lot Size	4.76 acres (207,346 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Sep 2023)
Tax Bill	$1,188 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R023905313000015`

Property Details

APN / Parcel Number

Primary APN	`R023905313000015`
Alternative APNs	`39 05 31 3 000 015.XXX` `01285406` `1285406`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,482 sqft Living Area
1st Floor Area	2,482 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	207,346 sqft (4.76 acres)
Garage Type	Attached
Garage Area	441 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	356 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1285406
Street Address	3460 BAY RD
City	THEODORE
State	AL
Zip	36582-7450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 LOTS 33 & 35 SOUTH ORCHARD SUB DBK 139 P 562 LESS S 40 FT TO R/W OF BAY RD #SEC 31 T6S R2W #MP39 05 31 3 000
Legal Range	06S
Legal Township	06S
Legal Section	31
Legal Subdivision	SOUTH ORCHARD
Legal Lot Number	33,35
Jurisdiction	MOBILE AL
Township / Civil Division	THEODORE
Census Block Group	2
Census Block	2017
Census Tract	7103

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3460 BAY RD, THEODORE, AL 36582-7450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 18, 2023	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Prior Sale	Apr 30, 2003 · Amount on Record
Deed Document Number	202356170
Prior Transfer Date	Nov 21, 2000
Prior Transfer Doc	0000078551
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3460 BAY RD, THEODORE, AL 36582-7450
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3460 BAY RD, THEODORE, AL 36582-7450

Mortgage

Document Number	0000007402
Date	Feb 4, 2026
Instrument	2026007402

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	8241 DOW CIR, STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Sep 18, 2023
Property Address	3460 BAY RD, THEODORE, AL 36582-7450
Document Number	0000056170
Instrument Date	Sep 18, 2023
Instrument	2023056170
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1162 W HIGHWAY 4, CENTURY, FL 32535-3651

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3460 BAY RD, THEODORE, AL 36582-7450

Mortgage

Document Number	0000056171
Date	Sep 18, 2023
Instrument	2023056171

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,188.00 (+2.86%) Homeowner's exemption	$24,640 (+2.92%) Land $6,160 Building $18,480	$246,400 (+2.92%) Land $61,600 Building $184,800
2024	$1,155.00 Homeowner's exemption	$23,940 (+1.06%) Land $6,270 Building $17,670	$239,400 (+1.06%) Land $62,700 Building $176,700
2023	Additional exemption filed	$23,690 Land $5,610 Building $18,080	$236,900 Land $56,100 Building $180,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	95 (1979–2023)
Claims Outside the SFHA	33 of 95
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 36 claims Hurricane Georges, Oct 1998 · 20 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 99.4% of Alabama
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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