346 Williams St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 346 Williams St, Oneida, NY 13421 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1961
Square Footage912 sqft Living Area
Lot Size11,326 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$125,000 (2021)
Tax Bill$4,258.00 (2025)

Property Details

APN / Parcel Number

Primary APN251201 30.47-1-25
Alternative APNs
  • 120103004700010250000000
  • INSIDE

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area912 sqft Living Area
1st Floor912 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area11,326 sqft (0.26 acres)
Depth X Width150 ft x 76 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area336 sqft Garage
Porch Area96 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address346 WILLIAMS ST
CityONEIDA
StateNY
Zip13421-1123
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLIFE USE
Legal Block1
Legal Lot Number25.000
JurisdictionMADISON NY
Minor Civil DivisionONEIDA
Census Blockgroup1
Census Block1011
Census Tract30101

Owner

Source: Madison County and Oneida City records · APN 251201 30.47-1-25

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address346 WILLIAMS ST, ONEIDA, NY 13421-1123
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NBT BANK NATIONAL ASSOCIATION
Feb 02, 2018Warranty Deed, Transfer · Conventional Mortgage
ACCESS FCU
Feb 02, 2017Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 14, 2021 · Amount on Record
Deed SaleOct 14, 2021 · Amount on Record
Prior SaleFeb 02, 2018 · Amount on Record
Deed Doc Number20217190
Record RefreshedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NY
Recording DateOct 14, 2021
Property Address346 WILLIAMS ST, ONEIDA, NY 13421-1123
Document Number190
Instrument DateOct 13, 2021
Instrument2021-7190
Transaction TypeTransfer
Record UpdatedNov 09, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address372 LINCOLN AVE # B, B, ONEIDA, NY 13421-2212

Mortgage

Document Number191
DateOct 14, 2021
Instrument2021-7191
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NY
Recording DateFeb 02, 2018
Property Address346 WILLIAMS ST, ONEIDA, NY 13421-1123
Document Number0000000601
Instrument DateJan 26, 2018
Instrument601
Transaction TypeTransfer
Record UpdatedJul 02, 2018
Title CompanyLEATHERSTOCKING ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$344.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressWILLIAMS ST ONEIDA NY 13421, ONEIDA, NY 13421

Mortgage

Document Number602
DateFeb 02, 2018
Instrument602
Lender
NameACCESS FCU
AddressCLINTON, NY 13323
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2048

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address346 WILLIAMS ST, ONEIDA, NY 13421-1123
Document Number0000000814
Instrument DateFeb 02, 2017
Transaction TypeMortgage
Record UpdatedMar 07, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address346 WILLIAMS ST ONEIDA NY 134211123, ONEIDA, NY 13421-1123

Mortgage

Document Number0000000814
DateFeb 13, 2017
Instrument814
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueFeb 12, 2047

Tax Assessment & Valuation

Source: Madison County and Oneida City records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,258.00 (+99.72%)$85,600 (-) Land $12,200 Building $73,400$120,563 (+7.04%) Land $17,183 Building $103,380
2023$85,600 (-) Land $12,200 Building $73,400$112,632 (+9.21%) Land $16,053 Building $96,579
2022$2,132.00$85,600 Land $12,200 Building $73,400$103,133 Land $14,699 Building $88,434

Flood & Wildfire

Our records do not include FEMA flood map data for 346 Williams St; wildfire exposure is none.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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