Ashtabula County property record for 346 W Prospect Rd, Ashtabula, OH 44004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,512 sqft · built 1920 |
| Lot Size | 0.078 acres (3,415 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,977 (May 2021) |
| Tax Bill | $1,342 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-212-00-041-00 |
| Primary APN | 05-212-00-041-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,415 sqft (0.078 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 52 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 346 W PROSPECT RD |
|---|---|
| City | ASHTABULA |
| State | OH |
| Zip | 44004-5861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF SUBLOT 12 KINSMAN |
| Legal Subdivision | THE KINSMAN PLAT |
| Legal Block | 1 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | ASHTABULA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 704 |
346 W Prospect Rd is owned by two individuals who bought it in May 2021.
Source: Ashtabula County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 CORPORATE DR # 360, 360, LIBERTYVILLE, IL 60048 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2025 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 10, 2021 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2021 · Amount on File |
| Deed Sale | May 10, 2021 · Amount on File |
| Deed Document Number | 20215524 |
| Deed Book / Page | 738 / 1603 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 346 W PROSPECT RD, ASHTABULA, OH 44004-5861 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 346 W PROSPECT RD, ASHTABULA, OH 44004-5861 |
| Document Number | 0000000043 |
|---|---|
| Date | Jan 3, 2025 |
| Book Page | 834/973 |
| Instrument | 2025-00000043 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | May 10, 2021 |
| Property Address | 346 W PROSPECT RD, ASHTABULA, OH 44004-5861 |
| Document Number | 0000005524 |
| Book / Page | 738 / 1603 |
| Map Reference | VOL 5 PG 31 |
| Instrument Date | May 6, 2021 |
| Instrument | 202100005524 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | VENTURE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 346 W PROSPECT RD, ASHTABULA, OH 44004-5861 |
| Document Number | 0007381607 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 738/1607 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 346 W Prospect Rd was $1,342, up 64.7% from the year before.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Ashtabula Township |
| Municipality | Ashtabula City |
| Unified School District | Ashtabula Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,342.00 (+64.66%) | $15,720 (-) Land $3,120 Building $12,600 | $44,900 Land $8,900 Building $36,000 |
| 2024 | $815.00 (-28.76%) Homeowner's exemption | $15,720 (-) Land $3,120 Building $12,600 | |
| 2023 | $1,144.00 (+56.93%) Homeowner's exemption | $15,720 (+26.16%) Land $3,120 Building $12,600 | $44,900 Land $8,900 Building $36,000 |
| 2022 | $729.00 Homeowner's exemption | $12,460 Land $2,380 Building $10,080 | |
| 2020 | $35,600 Land $6,800 Building $28,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 346 W Prospect Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 346 W Prospect Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| GreatWave Communications Fiber | 600 / 600 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures