346 W James St, Lancaster, PA 17603 Property Records

Lancaster County property record for 346 W James St, Lancaster, PA 17603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 1930
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Mar 2026)
Tax Bill	$4,086 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`339-67154-0-0000`

Property Details

APN / Parcel Number

Primary APN	`339-67154-0-0000`
Alternative APN	`33912J16C2 5`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,330 sqft Living Area
Gross Area	2,157 sqft
1st Floor Area	610 sqft
Upper Floors Area	670 sqft
Basement Area	715 sqft
Finished Basement	50 sqft
Unfinished Basement	665 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Row Home
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	871 sqft (0.02 acres)
Porch	Slab
Porch Area	189 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	346 W JAMES ST
City	LANCASTER
State	PA
Zip	17603-2948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	346 W JAMES ST
Legal Lot Number	5
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2001
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lancaster City Historic District listed 2001 · 13,488 contributing resources · NRIS 01000956

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

346 W James St is owned and occupied by an individual who bought it in March 2026.

Source: Lancaster County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	346 W JAMES ST, LANCASTER, PA 17603-2948
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 22, 2019	Grant Deed, Transfer REGAL ABSTRACT LP, REGAL ABS LP
Feb 8, 2018	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on File
Deed Sale	Mar 2, 2026 · Amount on File
Prior Sale	Jul 22, 2019 · Amount on File
Deed Document Number	20268068
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Mar 2, 2026
Property Address	346 W JAMES ST, LANCASTER, PA 17603-2948
Document Number	20260008068
Instrument Date	Feb 19, 2026
Instrument	20260008068
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	PENN CHARTER ABSTRACT, PENN CHARTER ABSTRACT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,490.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 W JAMES ST, LANCASTER, PA 17603-2948

Mortgage

Document Number	20260008069
Date	Mar 2, 2026
Instrument	20260008069

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Jul 22, 2019
Property Address	346 W JAMES ST, LANCASTER, PA 17603-2948
Document Number	0006469327
Instrument Date	Jul 19, 2019
Instrument	6469327
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	REGAL ABSTRACT LP, REGAL ABS LP

Transaction

Amount	Amount on Record
Tax	$1,765.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	346 W JAMES ST LANCASTER PA 176032948, LANCASTER, PA 17603-2948

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Feb 8, 2018
Property Address	346 W JAMES ST, LANCASTER, PA 17603-2948
Document Number	0006381513
Instrument Date	Feb 7, 2018
Instrument	6381513
Transaction Type	Transfer
Record Updated	Feb 21, 2018
Title Company	LAND TRANSFER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,539.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 W JAMES ST LANCASTER PA 176032948, LANCASTER, PA 17603-2948

Mortgage

Document Number	6381514
Date	Feb 8, 2018
Instrument	6381514

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 346 W James St was $4,086, up 3.3% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,086.00 (+3.31%)	$98,900 (-) Land $20,700 Building $78,200	$98,900 (-) Land $20,700 Building $78,200
2025	$3,955.00 (+1.07%) Homeowner's exemption	$98,900 (-) Land $20,700 Building $78,200	$98,900 Land $20,700 Building $78,200
2024	$3,913.00 Homeowner's exemption	$98,900 Land $20,700 Building $78,200
2018			$98,900 Land $20,700 Building $78,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 346 W James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 346 W James St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,014 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber, T-Mobile.

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