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346 W Cave Bear St, Meridian, ID 83642 Property Records

Ada County property record for 346 W Cave Bear St, Meridian, ID 83642

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,291 sqft · built 2003
Lot Size0.276 acres (12,023 sqft)
Owner2 Individual Names on Record
Last Sale$331,900 (May 2016)
Tax Bill$2,332 (2025)
Deeds & MortgagesFeb 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR0855030480

Property Details

APN / Parcel Number

Primary APNR0855030480

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,291 sqft Living Area
Gross Area4,553 sqft
1st Floor Area2,796 sqft
AtticAttic
Attic Area448 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area12,023 sqft (0.276 acres)
Garage TypeAttached
Garage Area965 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area82 sqft
Patio Area297 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address346 W CAVE BEAR ST
CityMERIDIAN
StateID
Zip83642-8147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionLOT 08 BLK 19 BEAR CREEK SUB NO 03
Legal Range01W
Legal Township03N
Legal Section24
Legal SubdivisionBEAR CREEK SUB NO 03
Legal Block19
Legal Lot Number08
JurisdictionADA ID
Township / Civil DivisionBOISE CITY
Census Block Group2
Census Block2007
Census Tract10337

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address346 W CAVE BEAR ST, MERIDIAN, ID 83642-8147
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
May 8, 2020Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2016 · Amount on Record
Deed SaleMay 9, 2016 · Amount on Record
Deed Document Number201639452
Prior Transfer DateApr 7, 2010
Prior Transfer Doc0110036859
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADA ID
Property Address346 W CAVE BEAR CT, MERIDIAN, ID 83642-8147
Transaction TypeMortgage
Record UpdatedSep 6, 2022
Title CompanyALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024811
DateFeb 16, 2021
Instrument2021-024811
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADA ID
Property Address346 W CAVE BEAR CT, MERIDIAN, ID 83642-8147
Document Number0000056627
Instrument DateMay 8, 2020
Transaction TypeMortgage
Record UpdatedMay 20, 2020
Title CompanyALLIANCE TITLE-BOISE PRODUCT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address346 W CAVE BEAR CT MERIDIAN ID 836428147, MERIDIAN, ID 83642-8147

Mortgage

Document Number0000056627
DateMay 14, 2020
Instrument56627
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 13, 2050

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyAda County
MunicipalityMeridian City
Unified School DistrictMeridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$702,500 (+9.32%)$702,500 (+9.32%)
2025$2,332.00 (+14.43%) Homeowner's exemption$642,600 (+11.14%)$642,600 (+11.14%)
2024$2,038.00 (-32.89%)
2023$578,200 Land $220,000 Building $358,200$578,200 Land $220,000 Building $358,200
2022$3,037.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Idaho
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMERIDIAN WATER DEPT
private · serves 152,070 people · EPA ID ID4010097
Water SourceGroundwater
Last State InspectionJul 2023
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Silver Star Communications
Fiber		1,000 / 200
Sparklight
Cable		1,000 / 50
White Cloud Communications
Fixed Wireless		200 / 50
CenturyLink
DSL · Fiber in parts of the area		140 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Anthem Broadband, Verizon.

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