346 Vly Summit Rd, Cambridge, NY 12816 Property Records

Washington County and Easton Town property record for 346 Vly Summit Rd, Cambridge, NY 12816

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,460 sqft · built 1990
Lot Size4.74 acres (206,474 sqft)
Owner2 Individual Names on File
Tax Bill$8,516 (2026)
Deeds & MortgagesMay 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN532689 260.-1-21.1

Property Details

APN / Parcel Number

Primary APN532689 260.-1-21.1
Alternative APNs
  • 268926000000010210010000
  • 845J101280

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,460 sqft Living Area
1st Floor Area1,260 sqft
2nd Floor Area1,200 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialWood
Lot Area206,474 sqft (4.74 acres)
Garage TypeAttached
Garage Area780 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area112 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number845J101280
Street Address346 VLY SUMMIT RD
CityCAMBRIDGE
StateNY
Zip12816-1700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH & L
Legal Block1
Legal Lot Number21.001
JurisdictionWASHINGTON NY
Township / Civil DivisionEASTON
Census Block Group2
Census Block2042
Census Tract94000

Owner

346 Vly Summit Rd is owned and occupied by two individuals.

Source: Washington County and Easton Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address346 VLY SUMMIT RD, CAMBRIDGE, NY 12816-1700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON NY
Property Address346 VLY SUMMIT RD, CAMBRIDGE, NY 12816-1700
Document Number0000126530
Instrument DateMay 7, 2019
Transaction TypeMortgage
Record UpdatedJul 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address346 VLY SUMMIT RD CAMBRIDGE NY 128161700, CAMBRIDGE, NY 12816-1700

Mortgage

Document Number0000126530
DateMay 17, 2019
Instrument126530
Lender
NameTCT FCU
TypeCredit Union
AddressBALLSTON SPA, NY 12020-2684
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueMay 16, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 346 Vly Summit Rd was $8,516, up 2.9% from the year before.

Source: Washington County and Easton Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWashington County
County SubdivisionEaston Town
Unified School DistrictGreenwich Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,516.00 (+2.85%)
2025$8,280.00$322,000 Land $42,500 Building $279,500$397,531 Land $52,469 Building $345,062
2023$322,000 Land $42,500 Building $279,500$338,947 Land $44,737 Building $294,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 346 Vly Summit Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1996–2011)
Claims Outside the SFHA3 of 4
Most Recent ClaimApr 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 346 Vly Summit Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

Nearby Properties on Vly Summit Rd

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