346 Verdugo Way, Upland, CA 91786 Property Records

San Bernardino County property record for 346 Verdugo Way, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,636 sqft · built 1952
Lot Size	0.191 acres (8,308 sqft)
Owner	Individual Name on File
Last Sale	$715,000 (Aug 2023)
Tax Bill	$8,032 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1047-031-16-0000`

Property Details

APN / Parcel Number

Primary APN	`1047-031-16-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
1st Floor Area	1,636 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	8,308 sqft (0.191 acres)
Lot Dimensions	134 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	346 VERDUGO WAY
City	UPLAND
State	CA
Zip	91786-7140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3638 LOT 15
Legal Subdivision	TRACT 3638
Legal Tract	3638
Legal Block	1
Legal Lot Number	15
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1008
Census Tract	826

Owner

346 Verdugo Way is owned and occupied by an individual who bought it in August 2023.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	346 VERDUGO WAY, UPLAND, CA 91786-7140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit CITIES CREDIT UNION
Feb 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 15, 2023	Grant Deed, Transfer · Conventional Mortgage NIKKEI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2023 · Amount on File
Deed Sale	Aug 15, 2023 · Amount on File
Prior Sale	Dec 27, 1993
Deed Document Number	2023200402
Prior Transfer Date	May 12, 1995
Prior Transfer Doc	0000175163
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 15, 2026
Property Address	346 VERDUGO WAY, UPLAND, CA 91786-7140
Document Number	0000124537
Instrument Date	May 11, 2026
Instrument	2026124537
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	USA NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 VERDUGO WAY, UPLAND, CA 91786-7140

Mortgage

Document Number	0000124537,
Date	May 15, 2026
Instrument	2026124537

Lender

Name	CITIES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 15, 2056

Interest

Rate	6.37%
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	346 VERDUGO WAY, UPLAND, CA 91786-7140
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 VERDUGO WAY, UPLAND, CA 91786-7140

Mortgage

Document Number	0000048276
Date	Feb 20, 2026
Instrument	2026-0048276

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 15, 2023
Property Address	346 VERDUGO WAY, UPLAND, CA 91786-7140
Document Number	0000200402
Map Reference	MB 49 PG 10&11
Instrument Date	Aug 3, 2023
Instrument	2023-0200402
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 VERDUGO WAY, UPLAND, CA 91786-7140

Mortgage

Document Number	0000200403
Date	Aug 15, 2023
Instrument	2023-0200403

Lender

Name	NIKKEI CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 346 Verdugo Way was $8,032.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$743,886 (+2%) Land $260,100 Building $483,786
2025	$8,032.00 Homeowner's exemption	$729,300 Land $255,000 Building $474,300
2023	$1,868.00 (+2.36%) Homeowner's exemption	$164,129 Land $32,825 Building $131,304
2022	$1,825.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 346 Verdugo Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 346 Verdugo Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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