346 Union St, Encinitas, CA 92024 Property Records

San Diego County property record for 346 Union St, Encinitas, CA 92024 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1959
Square Footage2,337 sqft Living Area
Lot Size9,900 sqft (0.227 acres)
GarageCarport
Last Sale$176,000 (1987)
Tax Bill$5,840.00 (2025)

Property Details

APN / Parcel Number

Primary APN256-151-17-00

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area2,337 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Roof MaterialComposition Shingle Roof
Lot Area9,900 sqft (0.227 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address346 UNION ST
CityENCINITAS
StateCA
Zip92024-2639
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK 3 LOT 11 (EX N 60.14 FT&ST)W 66 FT OF LOT 10&W 66 FT OF TR 001791
Legal SubdivisionAVOCADO ACRES
Legal Tract001791
Legal Block3
Legal Lot Number11,10
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1005
Census Tract17603

Owner

Source: San Diego County records · APN 256-151-17-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address346 UNION ST, ENCINITAS, CA 92024-2639
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
Nov 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jul 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 16, 1987 · Amount on Record
Deed SaleOct 16, 1987 · Amount on Record
Deed Doc Number1987584767
Last Transfer DateNov 20, 2002
Transfer Doc0001104101
Record RefreshedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address346 UNION ST, ENCINITAS, CA 92024-2639
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042723
DateJan 27, 2017
Instrument2017-0042723
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 03, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address346 UNION ST, ENCINITAS, CA 92024-2639
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000490405
DateNov 28, 2018
Instrument2018-0490405
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address346 UNION ST, ENCINITAS, CA 92024-2639
Document Number0000393637
Instrument DateJul 16, 2020
Transaction TypeMortgage
Record UpdatedJul 31, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address346 UNION ST ENCINITAS CA 920242639, ENCINITAS, CA 92024-2639

Mortgage

Document Number0000393637
DateJul 22, 2020
Instrument393637
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 21, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$545,364 (+2%) Land $224,509 Building $320,855
2025$5,840.00 (+6.1%)$534,671 (+4.04%) Land $220,107 Building $314,564
2023$5,504.00 (+2.02%)$513,911 Land $211,561 Building $302,350
2022$5,395.00

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