Ramsey County property record for 346 Thomas Ave, Saint Paul, MN 55103
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,689 sqft · built 1919 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Sep 1997) |
| Tax Bill | $4,042 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-29-23-13-0032 |
| Primary APN | 36-29-23-13-0032 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,689 sqft Living Area |
| 1st Floor Area | 944 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Game Room | Game Room |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,600 sqft (0.152 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8616215 |
|---|---|
| Street Address | 346 THOMAS AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55103-1739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WARREN & RICES ADDITION,TO SA LOT 7 BLK 7 |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 36 |
| Legal Subdivision | WARREN & RICES ADDITION,TO SA |
| Legal Block | 7 |
| Legal Lot Number | 7 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 32700 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 346 THOMAS AVE, SAINT PAUL, MN 55103-1739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HIWAY CU |
| Aug 6, 2018 | Quit Claim Deed, Mortgage · Conventional Mortgage HIWAY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 1997 · Amount on Record |
| Deed Sale | Sep 4, 1997 · Amount on Record |
| Deed Document Number | 1997252875 |
| Last Transfer Date | Jul 25, 2018 |
| Transfer Doc | 0A04721276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 346 THOMAS AVE, SAINT PAUL, MN 55103-1739 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2022 |
| Title Company | ARDEN TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0A04940233 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | A04940233 |
| Name | HIWAY CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 6, 2018 |
| Property Address | 346 THOMAS AVE, SAINT PAUL, MN 55103-1739 |
| Document Number | 0004721276 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 4721276 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | LAND TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 346 THOMAS AVE ST PAUL MN 551031739, ST PAUL, MN 55103-1739 |
| Document Number | 4721277 |
|---|---|
| Date | Aug 6, 2018 |
| Instrument | 4721277 |
| Name | HIWAY FCU |
|---|---|
| Type | Credit Union |
| Address | ST PAUL, MN 55103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 5, 2048 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,300 (+8.17%) Land $25,000 Building $229,300 | $254,300 (+8.17%) Land $25,000 Building $229,300 | |
| 2025 | $4,042.00 (+29.55%) | ||
| 2023 | $3,120.00 Homeowner's exemption | $235,100 Land $20,000 Building $215,100 | $235,100 Land $20,000 Building $215,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures