346 Summer Rain Dr, Windsor, CA 95492 Property Records

Sonoma County property record for 346 Summer Rain Dr, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,635 sqft · built 1990
Lot Size	0.122 acres (5,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Jul 2026)
Tax Bill	$3,908 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`161-230-056-000`

Property Details

APN / Parcel Number

Primary APN	`161-230-056-000`
Alternative APN	`161-230-056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,635 sqft Living Area
1st Floor Area	1,635 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,300 sqft (0.122 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	161-230-056
Street Address	346 SUMMER RAIN DR
City	WINDSOR
State	CA
Zip	95492-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYWI
Legal Description	91 FM 65-930-56 # CHG PER MD ALDEN WOODS NO1 LT56
Legal Subdivision	ALDEN WOODS UNIT #1
Legal Block	2
Legal Lot Number	56
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	2
Census Block	2006
Census Tract	153804

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	346 SUMMER RAIN DR, WINDSOR, CA 95492-8028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Apr 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Jul 13, 1990 · Amount on Record
Deed Document Number	202634004
Prior Transfer Date	Aug 30, 2000
Prior Transfer Doc	0000090745
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jul 2, 2026
Property Address	346 SUMMER RAIN DR, WINDSOR, CA 95492-8028
Document Number	0000034004
Instrument Date	Jun 23, 2026
Instrument	202634004
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$75,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	346 SUMMER RAIN DR, WINDSOR, CA 95492-8028

Mortgage

Document Number	0000034005,
Date	Jul 2, 2026
Instrument	202634005

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000034006,
Date	Jul 2, 2026
Instrument	202634006

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Aug 29, 2056

Interest

Rate	6.51%
Max Rate	-1%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Apr 13, 2021
Property Address	346 SUMMER RAIN DR, WINDSOR, CA 95492-8028
Document Number	0000045887
Map Reference	MB 447 PG 28-34
Instrument Date	Apr 7, 2021
Instrument	2021045887
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 621, KAAAWA, HI 96730-0621

Mortgage

Document Number	0000045888
Date	Apr 13, 2021
Instrument	2021045888

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$309,352 (+2%) Land $129,613 Building $179,739
2025	$3,908.00 (+4.07%)	$303,287 (+4.04%) Land $127,072 Building $176,215
2023	$3,755.00 (+1.71%)	$291,512 Land $122,139 Building $169,373
2022	$3,692.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile.

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