346 S High St, Lancaster, OH 43130 Property Records

Fairfield County property record for 346 S High St, Lancaster, OH 43130

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,520 sqft · built 1900
Lot Size	0.096 acres (4,182 sqft)
Owner	Company Name on File
Last Sale	$115,000 (Mar 2004)
Tax Bill	$5,923 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-35066-800`

Property Details

APN / Parcel Number

Primary APN	`05-35066-800`
Alternative APN	`0502 03098`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,520 sqft Living Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1970
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	4,182 sqft (0.096 acres)
Lot Dimensions	102 ft deep x 41 ft wide
View / Lot	Highway
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	196 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	346 S HIGH ST
City	LANCASTER
State	OH
Zip	43130-4427
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	CARPENTERS ADDITION LOT 289SW
Legal Subdivision	CARPENTERS ADDITION
Legal Lot Number	289
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	3
Census Block	3054
Census Tract	32200

Owner

346 S High St, a duplex, is owned by a company that acquired it in May 2018.

Source: Fairfield County records, as of July 16, 2026

Owner of Record	Company Name on File
Mailing Address	368 GARNER LN, LANCASTER, OH 43130-3315
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit VINTON COUNTY NATIONAL BANK
Oct 11, 2023	Deed of Trust, Mortgage · Line of Credit THE VINTON COUNTY NATIONAL BANK
May 21, 2018	Quit Claim Deed, Transfer · Commercial Mortgage THE VINTON COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2004 · Amount on File
Deed Sale	Mar 1, 2004 · Amount on File
Prior Sale	Aug 13, 1998 · Amount on File
Deed Document Number	20045542
Deed Book / Page	1330 / 904
Last Transfer Date	May 17, 2018
Transfer Doc	0000008584
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Recording Date	Jul 1, 2026
Property Address	346 S HIGH ST, LANCASTER, OH 43130-4427
Document Number	0000011271
Instrument Date	May 27, 2026
Instrument	202611271
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	VALMER LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	248 GINDER RD NE, LANCASTER, OH 43130-9129

Mortgage

Document Number	0000011271,
Date	Jul 1, 2026
Instrument	202611271

Lender

Name	VINTON COUNTY NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	346 S HIGH ST, LANCASTER, OH 43130-4427
Transaction Type	Mortgage
Record Updated	Oct 24, 2023
Title Company	VALMER LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 GINDER RD NE, LANCASTER, OH 43130-9129

Mortgage

Document Number	0000015846
Date	Oct 11, 2023
Instrument	202300015846

Lender

Name	THE VINTON COUNTY NATIONAL BANK
Type	Bank
Address	LANCASTER, OH 43130

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2043

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD OH
Recording Date	May 21, 2018
Property Address	346 S HIGH ST, LANCASTER, OH 43130-4427
Document Number	0000008584
Book / Page	1765 / 2878
Map Reference	MB 1 PG 3
Instrument Date	May 17, 2018
Instrument	201800008584
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	VALMER LAND TITLE AGENCY BOX

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 GARNER LN, LANCASTER, OH 43130-3315

Mortgage

Document Number	0000008585
Date	May 21, 2018
Instrument	201800008585

Lender

Name	THE VINTON COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 17, 2038

Mortgage

Document Number	0000008586
Date	May 21, 2018
Book Page	1765/2888
Instrument	201800008586

Lender

Name	THE VINTON COUNTY NATIONAL BANK
Type	Bank
Address	LANCASTER, OH 43130

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 17, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 346 S High St was $5,923.

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,923.00	$65,890 Land $8,570 Building $57,320	$188,260 Land $24,480 Building $163,780
2023	$2,007.00	$54,030 (-) Land $4,940 Building $49,090
2022		$54,030 Land $4,940 Building $49,090	$154,370 Land $14,110 Building $140,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 346 S High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 346 S High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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