Horry County property record for 346 Rycola Cir, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,736 sqft · built 2020 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on File |
| Tax Bill | $89 (2021) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 459-10-04-0081 |
| Primary APN | 459-10-04-0081 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 346 RYCOLA CIR |
|---|---|
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-5121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD SOUTH COURSE PH 1A; LOT 67 |
| Legal Subdivision | OLD SOUTH COURSE PH 1A |
| Legal Lot Number | 67 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 51404 |
Source: Horry County records · APN 459-10-04-0081
Assessment roll updated September 13, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 346 RYCOLA CIR, SURFSIDE BEACH, SC 29575-5121 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE |
| Jun 18, 2020 | Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 24, 2023 |
| Deed Sale | Aug 24, 2023 |
| Deed Document Number | 0000472550 |
| Deed Book / Page | 4319 / 2023 |
| Prior Transfer Date | Jun 18, 2020 |
| Prior Transfer Doc | 0043192023 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 346 RYCOLA CIR, SURFSIDE BEACH, SC 29575-5121 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 346 RYCOLA CIR, MYRTLE BEACH, SC 29575-5121 |
| Document Number | 63850000000147 |
|---|---|
| Date | May 07, 2021 |
| Book Page | 0000006385/0000000147 |
| Name | ATLANTIC BAY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Jun 18, 2020 |
| Property Address | 346 RYCOLA CIR, SURFSIDE BEACH, SC 29575-5121 |
| Document Number | 4319/2023 |
| Book / Page | 004319 / 002023 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,062.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 346 RYCOLA CIR MYRTLE BEACH SC 295755121, MYRTLE BEACH, SC 29575-5121 |
| Document Number | 6226/1959 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 006226/001959 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2050 |
Source: Horry County records · Assessment roll updated September 13, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $383,610 (+37.5%) Land $125,385 Building $258,225 | ||
| 2023 | $16,739 (-) Land $2,777 Building $13,962 | $278,980 (-) Land $46,280 Building $232,700 | |
| 2021 | $89.00 | $16,739 Land $2,777 Building $13,962 | $278,980 Land $46,280 Building $232,700 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 89 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 89 in force |
| Nearby Flood Claims | 82 (1983–2019) |
| Claims Outside the SFHA | 78 of 82 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Horry Telephone Cooperative Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 288 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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