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346 Rose Ct, Ripon, CA 95366 Property Records

San Joaquin County property record for 346 Rose Ct, Ripon, CA 95366 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1979
Square Footage2,299 sqft Living Area
Lot Size9,265 sqft (0.212 acres)
OccupancyOwner Occupied
Last Sale$410,000 (2018)
Tax Bill$5,049.00 (2025)

Property Details

APN / Parcel Number

Primary APN261-270-040-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,299 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces2 Fireplaces

Exterior

Year BuiltBuilt 1979
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area9,265 sqft (0.212 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address346 ROSE CT
CityRIPON
StateCA
Zip95366-2140
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description78-FORM 261-180-06
Legal SubdivisionVALLEY OAK ESTATES
Legal Tract1302
Legal Lot Number44
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionRIPON
Census Blockgroup4
Census Block4018
Census Tract5001

Owner

Source: San Joaquin County records · APN 261-270-040-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address346 ROSE CT, RIPON, CA 95366-2140
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2023Deed of Trust, Mortgage · Line of Credit
VALLEY FIRST CU
Feb 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Jul 30, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
STEARNS LENDING LLC
Mar 16, 2018Grant Deed, Transfer
STEARNS LNDG
Mar 16, 2018Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 16, 2018 · Amount on Record
Deed SaleMar 16, 2018 · Amount on Record
Prior SaleMar 16, 2018 · Amount on Record
Deed Doc Number2018-030104
Record RefreshedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address346 ROSE CT, RIPON, CA 95366-2140
Transaction TypeMortgage
Record UpdatedOct 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address346 ROSE CT, RIPON, CA 95366-2140

Mortgage

Document Number0000084127
DateOct 16, 2023
Instrument2023-084127
Lender
NameVALLEY FIRST CU
TypeCredit Union
AddressMODESTO, CA 95353
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 15, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address346 ROSE CT, RIPON, CA 95366-2140
Transaction TypeMortgage
Record UpdatedMar 03, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address346 ROSE CT, RIPON, CA 95366-2140

Mortgage

Document Number0000031168
DateFeb 19, 2021
Instrument2021-031168
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address346 ROSE CT, RIPON, CA 95366-2140
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE CO STOCKTON

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000092399
DateJul 30, 2020
Instrument2020-092399
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMar 16, 2018
Property Address346 ROSE CT, RIPON, CA 95366-2140
Document Number0000030104
Instrument DateMar 13, 2018
Instrument30104
Transaction TypeTransfer
Record UpdatedApr 02, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$451.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address346 ROSE CT RIPON CA 953662140, RIPON, CA 95366-2140

Mortgage

Document Number30106
DateMar 16, 2018
Instrument30106
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
AmountAmount Recorded
Term360 Months
DueMar 15, 2048

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateMar 16, 2018
Property Address346 ROSE CT, RIPON, CA 95366-2140
Document Number0000030105
Instrument DateMar 13, 2018
Instrument30105
Transaction TypeTransfer
Record UpdatedMar 26, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address346 ROSE CT RIPON CA 953662140, RIPON, CA 95366-2140

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,049.00 (+3.8%)$466,506 (+4.04%) Land $102,402 Building $364,104
2023$4,864.00 (+1.63%)$448,393 Land $98,427 Building $349,966
2022$4,786.00

Flood & Wildfire

346 Rose Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 11th in California
Wildfire LikelihoodLow — about 1 in 5,882 per year
ExposureIndirect
within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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