346 Rona Ln, Davenport, FL 33897 Property Records

Polk County property record for 346 Rona Ln, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,256 sqft · built 2003
Lot Size	0.171 acres (7,453 sqft)
Owner	2 Individual Names on File
Last Sale	$342,500 (Aug 2026)
Tax Bill	$3,870 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-25-36-999984-000350`

Property Details

APN / Parcel Number

Primary APN	`26-25-36-999984-000350`
Alternative APNs	`362526999984000350` `62526000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,256 sqft Living Area
Gross Area	2,697 sqft
1st Floor Area	1,107 sqft
Upper Floors Area	1,149 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,453 sqft (0.171 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Unfinished Open Porch
Porch Area	163 sqft

Location & Zoning

Street Address	346 RONA LN
City	DAVENPORT
State	FL
Zip	33897-7457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANTA CRUZ PHASE TWO PB 115 PGS 39 & 40 LOT 35
Legal Range	26E
Legal Township	25S
Legal Section	36
Legal Subdivision	SANTA CRUZ PHASE TWO
Legal Phase	2
Legal Tract	999984
Legal Block	3
Legal Lot Number	35
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	3
Census Block	3011
Census Tract	12405

Owner

346 Rona Ln is owned and occupied by two individuals who bought it in August 2026.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	346 RONA LN, DAVENPORT, FL 33897-7457
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2026 · Amount on File
Deed Sale	Aug 14, 2026 · Amount on File
Prior Sale	Sep 23, 2015 · Amount on File
Deed Document Number	2026197080
Deed Book / Page	14117 / 154
Prior Transfer Date	May 18, 2016
Prior Transfer Doc	0098270920
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 14, 2026
Property Address	346 RONA LN, DAVENPORT, FL 33897-7457
Document Number	0000197080
Book / Page	14117 / 154
Instrument Date	Jul 31, 2026
Instrument	2026197080
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	HAVEN TITLE LLC, HAVEN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242,147.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 RONA LN, DAVENPORT, FL 33897-7457

Mortgage

Document Number	0000197082,
Date	Aug 14, 2026
Instrument	2026197082

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 346 Rona Ln was $3,870, down 10.6% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,885 (+1.35%) Land $52,000 Building $245,885	$297,885 (-3.06%) Land $52,000 Building $245,885
2025	$3,870.00 (-10.64%)	$293,923	$307,282 Land $52,000 Building $255,282
2024	$4,331.00 (+5.3%)
2023	$4,113.00 (+17.55%)	$326,589 (+34.5%) Land $50,000 Building $276,589	$326,589 (+34.5%) Land $50,000 Building $276,589
2022	$3,499.00	$242,810 Land $42,000 Building $200,810	$242,810 Land $42,000 Building $200,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 346 Rona Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 346 Rona Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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